Worth $450? Hilton Honors™ American Express Aspire Review & Benefits


Complimentary Hilton Diamond Status. Automatic top-tier status with Hilton is a great benefit if you’re thinking about switching hotel chain loyalty or just don’t stay enough to earn the status all on your own. Hilton Diamond status gets you things like a 50% bonus on points earned, your 5th night free when booking a reward stay with points and free breakfast.

Sign-up bonus. Earn 100,000 Hilton Honors Bonus Points after you spend $4,000 in purchases on the Card within your first three months of Card Membership.

$500 in fee credits each year. Each year, you’ll get a $250 airline fee credit with your airline of choice from a list and a $250 Hilton Resort credit.

Free Hilton weekend night (or two!) each year. Every year, just for being a card member, you’ll get a free weekend night valid at Hilton properties worldwide. If you spend $60,000 or more on your Aspire card in a calendar year, you’ll earn a second free weekend night.

Rack up points, fast. With the ability to earn 14 Hilton Honors points per dollar spent at eligible hotels and resorts within the Hilton portfolio, 7 Hilton Honors points per dollar spent on eligible flights booked through or directly with the airline, car rentals with select car rental companies, and U.S. restaurants, and 3 Hilton Honors points per dollar spent on all other eligible purchases, you’ll be able to earn Hilton points for a free night award quickly.


$450 annual fee. This is a big annual fee to swallow, but the benefits can make up for it if you use them. Just the $250 airline incidental fee credit and the $250 Hilton Resort credit will more than cover the annual fee for the card if you use both. Even if you don’t think you’ll be able to make full use of those benefits, other perks like Hilton Diamond status (meaning 50% bonus on points earned  and free breakfast, among others) and the free weekend night certificate can make this card well worth it.

Airline fee credit is only valid with selected airlines. While you do get up to $250 back each year for airline incidental fees, you have to select a specific airline at the beginning of the year. If you choose American Airlines, but have a checked bag fee on United, your airline fee credit will not kick in. Only fees with your airline of choice will be reimbursed, and you can only change the airline chosen once per year. The $250 credit does not all need to be used at one time.

Overall Rating
4.5/5 Stars   
Key Features

Even though the Hilton Honors American Express Aspire Card has a high annual fee, the card is packed full of benefits. If you are able to utilize the airline incidental credit and the Hilton Resort credit, you’ll already be coming out ahead of the $450 annual fee.

$250 airline incidental credit. Each year, you’ll be able to spend $250 on airline incidentals and be reimbursed with this card via a statement credit. Keep in mind that you’ll be required to choose an airline that this credit is valid for (since the card hasn’t officially launched yet, we don’t have a list of airline partners yet), and you won’t be able to change your mind midway through the year. This credit will reset each calendar year.

$250 Hilton Resort statement credit. In addition, you’ll be able to spend $250 at Hilton Resorts and be reimbursed via a statement credit. This fee credit resets each year on your account opening anniversary.

Hilton Diamond Status. You will receive complimentary Hilton Honors Diamond status as long as you are an Aspire cardholder.

Priority Pass Membership. You will receive a Priority Pass Membership card for unlimited access to over 1,000 Priority Pass Lounges worldwide.

One weekend night certificate each year, with the ability to earn a second. Each year you keep your Aspire card open, you will receive one weekend night certificate valid at hotels in the Hilton portfolio. If you spend at least $60,000 on your card within a calendar year, you will earn a second weekend night certificate that is valid at hotels in the Hilton portfolio.

Solid points earning. The Hilton Honors American Express Aspire Card offers 14 Hilton Honors points per dollar spent at eligible hotels and resorts in the Hilton portfolio worldwide; 7 Hilton Honors points per dollar spent on eligible flights booked directly with the airline and through, car rentals booked with select car rental companies, and at U.S. restaurants. All other eligible purchases will earn 3 Hilton Honors points per dollar spent. There are no caps to the number of points that can be earned in any of the categories.

No foreign transaction fees. The Hilton Honors American Express Aspire Card does not charge foreign transaction fees.


Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee


Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

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