Is the Hawaiian Airlines credit card worth an $89 fee? Consider a no annual fee alternative


Companion travel discounts. You get 50% off a companion ticket booked in the first year you have your card, and every year after you get $100 off a companion ticket.

Free checked bag. This is the only card that gets your first bag checked free on Hawaiian Airlines flights, saving you up to $50 roundtrip. Just be aware the free bag is only for you the primary cardholder, and not any traveling companions.

Good upgrade prices. With Hawaiian Miles you can upgrade for as few as 25,000 miles one way from the cheapest fares, as long as there is ‘Saver’ level First Class space on your flight, which you’ll find if you’re very flexible with your dates.



Upfront annual fee. There’s an $89 annual fee that’s not waived the first year, so you don’t get a chance to sample the card without paying a fee for the privilege. If you don’t want to pay an annual fee, American Express has a card with no fee that earns points you can transfer directly into your HawaiianMiles account any time.

Partner airline options aren’t good. If you just want to use HawaiianMiles to get to Hawaii, they work well. But if you want the flexibility to use them on partner airlines, you’ll end up paying far too many miles than it’s worth. You’re better off earning miles with a big global airline like United, or points you can transfer into several airline programs like those from the Chase Sapphire Preferred.

Overall Rating
3/5 Stars   
Key Features
  • 35,000 bonus miles after $1,000 in eligible purchases in the first 90 days
  • Complimentary Checked Bag for the primary cardholder (when you use your card to purchase tickets directly from Hawaiian Airlines)
  • One-time 50% Off Companion Discount for roundtrip coach travel between Hawaii & North America on Hawaiian Airlines
  • Discounted award travel (5,000 miles off roundtrip award fares from North America to Hawaii).
  • 2x miles per $1 spent on direct purchases from Hawaiian Airlines, 1x miles on everything else
  • Earn up to 10x miles per $1 spent with participating partners
  • Every membership year you spend $10,000 or more on the card, you get 5,000 bonus miles
  • Primary Cardholders eligible to earn a $100 discount off one coach companion ticket (for roundtrip travel between Hawaii and North America on each credit card account anniversary)
  • Share miles for free. Cardholders can receive HawaiianMiles from friends and family online at up to 10 times per calendar year
  • No foreign transaction fees
  • SmartChip technology
  • $89 annual fee

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee


Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

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6 thoughts on Is the Hawaiian Airlines credit card worth an $89 fee? Consider a no annual fee alternative

  1. Henry Leffingwell

    I flew Hawaiian Airline in jan & February & I kept but.lost the in flight application got 50,000 plus 10,000 points & would still like to do that now.I was a paper application with a special # on it to get the extra 10,000 point. Hope to hear from you real so so I can apply.Thanks


      @Henry – Sorry to hear about that – unfortunately that’s only available on the flight but you might call Barclays on 1-866-928-3075 to see if they can help, but it’s possible they won’t be able to extend it to you because that extra 10k points is something they only give out when they are able to track the application to a specific code.

  2. Lindsey

    I am trying to book tickets using my companion fare we have available to us. I would like to bring my child who is 11. But once I pick 1 adult and 1 child it says it is not allowed with the discount code. Nowhere on the “on time 50% off companion fare” does it say it needs to be 2 adults. Can I book as 2 adults even though one will be a child and will my companion fare be honored??


      @Lindsey – If the child will be traveling with you it shouldn’t make a difference what pick you make. Just make sure the birthdate is right when you get to the passenger info.


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