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Confirmed: Chase Sapphire car rental coverage no longer excludes Ireland, Israel, Jamaica

by on Fri November 8, 2013 • 5 Comments

Chase Sapphire Car Rental CoverageChase recently sent updated benefits guides for its Visa Signature cards, including the popular Chase Sapphire Preferred® Card.

The cards offer an Auto Rental Collision Damage Waiver that provides reimbursement for damage due to collision or theft up to the actual cash value of most rental vehicles, as long as all terms and conditions are met.

Previously, these terms explicitly excluded covering rentals made in Ireland, Israel, or Jamaica.

However, as of November 1st the new benefits guides indicated coverage is valid in “most foreign countries.” We were curious whether that meant the restriction on rentals in Ireland, Israel, and Jamaica was really gone.

It is. We called Chase benefit services and confirmed with multiple reps that rentals in Ireland, Israel, and Jamaica are  eligible for the coverage  as long as it is not prohibited by local law or the individual car rental provider.

This is great news, as before many people had to resort to finding special versions of credit cards like some World MasterCards to be eligible for coverage in those countries.

However it’s not 100% simple.

Make sure you check with your car rental agency ahead of time to see what proof of coverage you will need. With Hertz in Israel for example, they require you have a printed letter of coverage from your credit card company stating the coverage is valid. And remember if you accept any form of collision coverage from the rental car company itself your Chase coverage will not be valid.

This benefit also applies to most Chase Visa Signature based cards like the United MileagePlus® Explorer Card and the Ink Plus® Business Card.

Learn more about the Chase Sapphire Preferred® Card:

> Chase Sapphire Preferred Card Detailed Benefits Summary

> Chase Sapphire Preferred Card Review

> How Chase Sapphire Preferred Card Airline Mile Transfer Works (Illustrated)


The following two tabs change content below.

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee


Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

Still confused? Have a question?

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5 thoughts on Confirmed: Chase Sapphire car rental coverage no longer excludes Ireland, Israel, Jamaica

  1. Suzanne

    We have a Sapphire card and are traveling to Ireland for 25 days. We have a letter from Chase/VISA stating that they have primary coverage and we know that we have to decline CDW from the car rental company. We have a couple of questions. First, you stated that they cover collision and theft. Do they cover things that would happen if there is no actual collision – like scratches from going up against a hedge along the road, chips to the windshield or tire damage? Will the car rental company (Europcar) place a hold on my card for several thousand Euros? Do we have to decline the Super CDW as well (this is separate from basic CDW)? This is a long trip to be paying CDW each day so we are very excited about the benefit, if it makes sense to use it. Thank you.


      @Suzanne – You’d need to decline all CDW coverage, including Super CDW. Things like scratches can be covered – windshield and tire is more of a grey area. Best to call the number on the back of your card to get the latest specifics as things can vary by account type. But generally sounds like you have a handle on it.

      1. Suzanne

        Thank you! Called the car rental company in Ireland. They confirmed that a 2000 euro hold on our card will apply if we decline CDW.


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