Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening.
$1,000 toward travel or transfer to United, Southwest, and more.
That's $750 toward travel when you redeem through Chase Ultimate Rewards® or 1:1 point transfer to leading airline and hotel loyalty programs.
If you have a Citi card — or are considering applying for one — and are also looking for ways to maximize the benefits, you may want to consider signing up for the Citi® Price Rewind program. Simply put, it’s a program that helps you find the lowest price on purchases made with your Citi card by doing a 60-day search for a lower price on what you bought. If one is found, you may get the price difference, depending on what you buy.
In this guide, we’ll highlight the benefits you get from joining Citi® Price Rewind. We’ll explain exactly how you can save money and take advantage of other benefits offered by Citi. And we’ll share information on eight Citi-branded cards and two others with similar benefits that will help you make the best choice.
For those of you who are bargain hunters but may not want to do the legwork involved in getting the best prices on your purchases, the free Citi® Price Rewind program may be just what the doctor ordered.
You don’t have to sign up for Citi® Price Rewind, but you have to register your account online. Once you sign in to the Citi® Price Rewind website, you’ll have access as long as your card is active. Non-Citi branded consumer credit cards, debit cards and business credit cards aren’t eligible for Price Rewind.
After you buy something, the program searches hundreds of online merchants for a lower price on the registered items you pay for with your Citi card. If the same item is found online at a lower price within 60 calendar days of your purchase, you may receive the difference in price. You can also find a lower price online or at an in-store advertisement, and submit a benefit request form for the price difference.
Both in-store and online purchases are eligible. Citi® Price Rewind does not search offline/in-store prices; it only tracks online prices, and doesn’t guarantee that it tracks all online merchants or that it will always find the lowest published price.
How Citi® Price Rewind Compares to Other Programs
Citi® Price Rewind Discover Price Protection Capital One Price Protection
Cards covered Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®
CitiBusiness® / AAdvantage® Platinum Select® World MasterCard®
Citi® / AAdvantage® Gold World Elite™ MasterCard®
EXPEDIA®+ CARD From Citi
Expedia®+ Voyager Card From Citi
Citi ThankYou® Premier Card
All cards Capital One® QuicksilverOne® Cash Rewards Credit Card
Days to file a claim 60 90 60
Number of claims allowed per year Unlimited N/A 4
Maximum benefit $2500 $2500 $2500
It all starts when you buy an item. You have up to 180 days from the date of purchase to initiate a benefit request. After a purchase, save the receipt and log into the Citi® Price Rewind website. Select your item, enter the purchase details and upload a receipt to start a search.
There are some conditions for submitting purchases:
If Price Rewind finds one within 60 days of purchase, you’ll be notified via email. If you find a lower price on your own after starting a price rewind, you can add this information to your Price Rewind account and submit your benefit request.
In case you don’t see your exact item in the database or if you find a lower published price on your own within 60 days of purchase date, submit your Citi® Price Rewind benefit request online, via mail or call 1-866-918-4670.
You’ll have the option of getting your price-difference refund as a check mailed to your address or as a credit on your account statement after the benefit request is approved.
Items not eligible for rewind include boats, cars, aircraft, or any other motorized land, air or water vehicles and their original equipment; food, beverages, fuel or medications; jewelry; tickets such as airlines, sporting events, concerts or lottery; collectable items such as antiques, coins, art, sports memorabilia or stamps; items purchased for resale use; plants or animals; and advice or services for a purchased item, such as product installation, labor, maintenance or repair.
The fine print: The program only covers a price difference up to $500 per item, and you can only get a total refund of up to $2,500 per calendar year. But there’s no limit on how many submissions you can make.
Citi has eight travel-related cards that you can use with Citi® Price Rewind for all items allowed under the program aside from airline tickets.
Here’s a look at the benefits for each card.
The Citi®/AAdvantage® Platinum Select® World Elite™ MasterCard® has a $0 introductory fee, then an annual fee of $95*. New members can earn 30,000 American Airlines AAdvantage bonus miles after spending $1,000 within the first three months of opening the account. Although you can’t get cash back for airline tickets, this card does earn Elite Qualifying Miles (EQMs), which help you keep your premium status on American Airlines.
Earn two AAdvantage miles for every $1 spent on American Airlines purchases and one point for every $1 spent on other purchases, some of which may be eligible for Price Rewind. The card also allows you to save up to 7,500 miles on round-trip MileSAAver awards in all classes based on distance traveled. After choosing your destination, you can call American Airlines reservations or go to a ticket office to book your award.
Enjoy other perks such as a free checked bag, priority boarding on domestic flights, no foreign transaction fees and 25% savings on eligible in-flight food and beverage purchases when you use your card on American Airlines flights.
The annual fee is higher for the Citi®/AAdvantage® Executive World Elite™ MasterCard®, at $450*. But the perks that come with this card may make it worth considering.
New card members can earn 50,000 American Airlines AAdvantage bonus miles after spending $5,000 within the first three months of account opening. Again, a big benefit of this card is that it helps you earn EQMs to maintain your premium status on American Airlines.
Earn two AAdvantage miles for every $1 spent on eligible American Airlines purchases and one AAdvantage mile for every $1 spent on other purchases. All miles earned can be redeemed on the oneworld alliance carriers and other partner airlines. And again, Price Rewind can be used on items outside of airline tickets.
If you travel regularly, getting a free checked bag can save you hundreds of dollars a year by not paying the $25 fee for each flight segment. And this deal is good not only for the cardholder, but also for up to eight companions traveling on the same reservation with you. The card also offers you priority check-in, priority airport screening (where available) and priority boarding privileges for you and up to eight companions traveling on the same reservation. You get a $100 credit for Global Entry or TSA PreCheck enrollment fee, a dedicated concierge for help with foreign and domestic travel, shopping, dining, household and entertainment needs, and you don’t pay foreign transaction fees.
Don’t discount the free Admirals Club lounge membership for you and your immediate family. Considering that club membership costs $550 a year for an individual and $875 a year for a family, this benefit can more than help justify the card’s high yearly fee if you travel regularly. Finally, you can add up to 10 authorized users at no additional cost.
The CitiBusiness®/AAdvantage® Platinum Select® World Mastercard® has a $0 fee for the first year and $95 a year after that*, which puts it in the same range as the Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®. But the AAdvantage bonus miles for new cardholders and the spending needed to get them are better with this card, at 60,000 after spending $3,000 within the first three months of an account opening.
Like the Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard®, the CitiBusiness® / AAdvantage® Platinum Select® World MasterCard® offers a free checked bag. However, priority boarding is only allowed for up to four traveling companions on the same reservation. You also earn two AAdvantage miles for every $1 spent on American Airlines purchases and one point for every $1 spent on other purchases. You have access to MileSAAver awards in all classes based on distance traveled and you get a 25% discount on eligible in-flight food and beverage purchases when using your card on American Airlines flights.
But what this card offers that the Citi® / AAdvantage® Platinum Select® World Elite™ MasterCard® doesn’t is a $99 domestic economy fare American Airlines companion certificate if you spend $30,000 or more in eligible purchases during a card membership year and the account remains open for at least 45 days after the anniversary date. You also get worldwide travel accident insurance, car rental insurance and travel and emergency assistance.
The Citi®/AAdvantage® Gold World Elite™ Mastercard® fee is $0 for the first year and $50 a year after that. With the low fee comes another perk to attract new card members — 25,000 AAdvantage bonus miles after making $750 in purchases within the first three months of an account opening. You also only get one mile for every $1 spent on purchases, which is lower than other cards.
There are no blackout dates on American Airlines award travel and you get a 25% discount
on eligible in-flight food and beverage purchases when you use your card. The Reduced Mileage Awards program allows you to redeem AAdvantage miles for discounted round-trip or one-way travel using MileSAAver awards. The discount is 5,000 miles round trip or 2,500 one way if your travel booked is greater than 500 miles in distance. If it’s less than or equal to 500 miles, the discount will be 1,000 miles round trip or 500 one way.
This card has no annual fee and allows you to earn 15,000 Expedia+ bonus points after $1,000 in purchases within three months of an account opening. You get three Expedia+ rewards bonus points for every $1 spent on eligible Expedia purchases, including flights, hotels, activities and travel packages. You earn one reward point for every $1 you spend on other purchases.
You get automatic silver status with the Expedia+ card. There’s no limit to the number of bonus points you can earn, and points won’t expire as long as you earn or redeem points every 18 months.
You get to use Citi® Private Pass®, which offers special access to buy tickets to thousands of events annually, including presale tickets and VIP packages to concerts, sporting events, dining experiences, plus complimentary movie screenings and more, via citiprivatepass.com. You also get help with Citi® Concierge, a staff of specially-trained experts who help you with travel, shopping, dining, entertainment and everyday needs.
This card, with its $95 annual fee, also gives you 25,000 Expedia+ bonus points after $2,000 in purchases within three months of opening an account. You can earn four Expedia+ bonus points
per $1 spent on eligible Expedia purchases including flights, hotels, activities and travel packages. Earn two Expedia+ bonus points per $1 spent on purchases for dining out and entertainment, including tickets to concerts, movies and sporting events, and one Expedia+ bonus point per $1 spent on other purchases.
This card gives you a $100 annual air travel fee credit that can be used toward airline incidentals on qualified airlines, Wi-Fi carriers or for either the Global Entry or TSA PreCheck application fee. You also get Expedia+ gold status, along with access to Citi Private Pass and Citi Concierge.
The Citi ThankYou® Premier Card starts with a $0 introductory annual fee, then $95 a year*. New card members can earn 30,000 bonus ThankYou® points after making $3,000 in purchases with your card within the first three months of opening an account. The bonus points can be redeemed for $375 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center website, or for $300 in gift cards redeemed via the ThankYou® Rewards collection. And get a 25% points bonus when you book airfare through the travel center website.
You can earn three bonus points per $1 spent on travel, including gas stations, two points per $1 spent on dining out and entertainment and one point per $1 spent on all other purchases. You won’t be charged foreign transaction fees, your points don’t expiration and there’s no limit on how many points you can earn.
If you belong to airline loyalty programs including JetBlue’s TrueBlue, the Virgin Atlantic Flying Club and Singapore Airlines’ KrisFlyer, you can transfer your Thank You points to these airlines to boost your bank of miles. Other perks include access to Citi Private Pass, Citi Concierge and the ability to add an authorized user.
Citi is not the only game in town. Below, we review products from Capital One and Discover for other cards that offer similar benefits to the Citi® Price Rewind program.
Discover card members have access to the Price Protection program. You can get a refund of the difference between what you paid for an item and a lower price for it, up to $500 on eligible items, within 90 days of purchase no matter which Discover it® card you have, which is 30 days more than competing cards. The reimbursement limit is $2,500 a year per account.
Coverage is limited to three of identical items, and doesn’t include the cost of taxes, shipping or handling. Eligible items include most purchases with the exception of services, used items, jewelry and gift cards. Claims can’t be submitted for purchases using employee discounts or going-out-of-business sales. For all of the details, be sure to log in to your Discover it® card account and view the complete terms and conditions of this policy.
The Capital One price protection program reimburses you the difference in price on eligible items should you find a lower price for the same item within 60 days from the date of purchase when you pay with your credit card.
The product must be for the identical item, and an advertisement must verify same manufacturer and model number. To get coverage, you must buy the new item with your covered card and/or accumulated points from your covered card. Coverage is limited to up to $250 per claim, with a maximum of four claims per cardholder per year.
Items paid for by an online or live auction are not eligible for price protection. Other items not covered include things bought for resale, rental, professional, or commercial use, jewelry, art, used or antique items, collectibles, recycled, items previously owned, customized/personalized, one-of-a-kind, or special-order items, things on layaway and anything returned to any store. Also excluded are professional services, plants, shrubs, animals, pets, consumables, perishables, motorized vehicles, traveler’s checks, tickets of any kind (e.g., for airlines, sporting events, concerts or lottery), negotiable instruments, bullion, rare or precious metals, stamps, and coins, currency or its equivalent.
The good news is this card comes with a low $39 annual fee. The bad news is that it doesn’t offer introductory point bonuses for new card members. But the card does offer unlimited 1.5% cash back on all purchases in combination with a price protection program. Other benefits include fraud protection, rewards that don’t expire as long as the account is open and you can redeem cash back for any amount. Music lovers can get 50% back as a statement credit on a monthly Spotify Premium subscription through April 2018.
This card has no annual fee and like the Capital One® QuicksilverOne® Cash Rewards credit card, it doesn’t offer any introductory mile bonuses. Along with price protection, you can earn an unlimited 1.5 miles for every $1 spent on everything, including airfare, hotels, groceries and online shopping. All the miles you earn are matched at the end of your first year.
Once you book your travel with the card, you can redeem miles as a statement credit toward its purchase. There are no blackout dates, you can fly any airline at any time and your rewards never expire.
You can redeem your miles for cash as an electronic deposit to your bank account or for a credit for travel you bought on your statement made within in last 180 days. Travel includes airline tickets, hotel rooms, car rentals, travel agents, online travel sites and commuter transportation. You won’t lose your miles, even if your account closes, and they never expire.
So now that you know about your card options when it comes to price protection, you can now make a choice. But ask yourself these key questions before deciding which card will work best for you.
There is no fee for price protection programs. But the annual fees attached to these cards range from $0 to $450.
Some do and some don’t. But for those that do, make sure you balance the amount you need to spend with the bonus miles you receive.
60 days for Citi® Price Rewind and Capital One price protection; 90 days for Discover price protection.
Each card has its own list, but all three include things such as airline tickets, motorized transportation and jewelry and collectables, to name a few. And of course, sale items are also excluded.
Upload your item to a website or mail it in to initiate a search. The card company will contact you if a claim is approved. It will then either credit your account or mail a check, depending on the card.
That depends on the card. Perks include cash back on card spending, earning unlimited points/miles, free checked bags, priority boarding, airline lounge access, dedicated customer service agents, in-flight discounts and special access to buy event tickets and experiences.
If you use your card to shop a lot, both in stores and online, then having price protection could be a good benefit to have. Instead of doing your own searches, these programs do the work for you. If you’re not much of a shopper, then you might want to consider other cards, such as ones that give cash back for purchases.
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Foreign Transaction Fee Waived
Points Can Transfer to Airline Miles ?
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