Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening.
$1,000 toward travel or transfer to United, Southwest, and more.
If you are looking to earn the most Delta SkyMiles® from credit cards, American Express now offers two no annual fee cards that can be turned into miles: The Blue Delta SkyMiles® Credit Card and the Amex Everyday® Card. Although each card earns different award programs (Delta SkyMiles® and Membership Rewards® respectively) with different bonus categories, all points can be consolidated into your SkyMiles® account and used towards free flights? So which one should be in your wallet? The short answer is:
This table outlines the key differences between the Blue Delta SkyMiles® Credit Card and the Amex EveryDay® Card:
Benefit Blue Delta SkyMiles® Card Amex EveryDay® Card
Bonus Categories 2 miles per dollar on purchases made directly with Delta and at US Restaurants. Terms Apply. 2X Points
at U.S. supermarkets on up to $6,000 per year in purchases (then 1X). Use your Card 20 or more times on purchases in a billing period and earn 20% extra points on those purchases less returns and credits. Terms Apply.
Transfer Partners No Transfer Partners 19 different transfer partners towards travel rewards.
Introductory APR 16.74% to 25.74%, based on your creditworthiness and other factors as determined at the time of account opening. Rates & Fees 0.0% introductory APR for the first 12 months. After that, your APR will be 13.99% to 23.99%, based on your creditworthiness and other factors as determined at the time of account opening. Rates & Fees
Annual Fees No annual fee No annual fee
When using your points directly through these carriers, you can often get more than one cent per point value on your awards.
If you regularly fly aboard Delta and want to maximize your points earning potential through credit card spending, it makes sense to get both the Amex EveryDay® Card and the Blue Delta SkyMiles® Credit Card. If you maximize the bonus categories every year – $500 in supermarket spending and $1,000 everywhere else and 20 transactions monthly on the Amex EveryDay® Card, and $500 per month between U.S. restaurants and Delta on the Blue Delta SkyMiles® Credit Card, you could earn over 40,000 SkyMiles® every year. That is 6,000 more than just using the Blue Delta SkyMiles® Credit Card and 4,000 than using the Amex EveryDay® Card alone and transferring points to miles. Use our calculator to see how your spending habits can earn you Delta SkyMiles®.
However, this plan has some limitations. First, you may not necessarily qualify for the Blue Delta SkyMiles® Credit Card welcome bonus if you currently have or have had this card or the Delta SkyMiles® Options Credit Card, or currently have or have had one of the following products in the last 90 days: the Delta SkyMiles® Credit Card, Gold Delta SkyMiles® Credit Card, Platinum Delta SkyMiles® Credit Card, or the Delta Reserve® Credit Card. The welcome bonus on the Amex EveryDay® Credit Card is not available if you currently have or have had the card.
Second, while American Express doesn’t have strong application limits, other banks have hard rules about when you can apply for a new credit card. If you have applied for more than 4 credit card over the past 24 months and plan on applying for a new Bank of America or Chase credit card, you may not want to get both credit cards.
If you do not plan to fly on Delta as your primary airline, there are some alternative cards you should consider. The Chase Freedom Unlimited® card earns unlimited 1.5% cash back with every purchase, which can be converted to Ultimate Rewards® points if you hold a Chase Sapphire Preferred® Card or Chase Sapphire Reserve℠ card. Like Membership Rewards®, Ultimate Rewards® points can be used many ways, from directly paying for travel costs, or transferring to travel loyalty programs.
Citi also has no fee options, but the best among them may be the Citi® Double Cash Card. This card returns 1% on purchases and 1% as you pay for those purchases in full or over time. If you would rather have flexibility in your travel rewards through cash back, holding the Citi® Double Cash Card may give better overall returns.
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Foreign Transaction Fee Waived
Points Can Transfer to Airline Miles ?
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