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What are Wells Fargo GoFar Rewards worth?

by on Thu December 22, 2016 • 17 Comments


Wells Fargo GoFar Rewards is the points program used by several of Wells Fargo’s credit cards, including the Wells Fargo Rewards Visa (no fee), Wells Fargo Propel (no fee, 3x on gas, 2x restaurants), and Wells Fargo Propel 365 ($45 fee, 3x gas, 2x restaurants).

While Wells Fargo doesn’t offer the big signon bonuses of the other big banks, and GoFar Rewards don’t have any way to transfer points into real airline miles, there are some ways to use GoFar points to get good value from your spending. And Wells Fargo has some of the most generous transfer rules around, letting you share GoFar points with other GoFar account holders with no fees or limits.

Here’s a rundown of ways to use GoFar Rewards and how much they’re worth.

Cash back (1 cent)

You can redeem for statement credit or a check at a rate of 1 cent per point, with 2,500 points at a time getting you $25.

Flights (up to 1.5 cents)

This is one of the better redemption opportunities with GoFar Rewards. If you have the no annual fee Wells Fargo Rewards card any flight you book using the GoFar portal will get you a value of 1.5 cents per point, so for example a $300 flight needs just 20,000 points.

If you don’t have a Wells Fargo Rewards Visa (for example, the Wells Fargo Propel) you’ll get a value of just 1 cent per point, but you can combine points from a Propel or other Wells Fargo card that earns GoFar Rewards with your Wells Fargo Rewards card account to take advantage of the 1.5 cent redemption rate. So if you’re going to use GoFar Rewards, you really need to open a no annual fee Wells Fargo Rewards Visa to take full advantage.

There are no blackout dates to worry about and no need to hunt for special award seats because it’s just like booking a flight with cash. All GoFar Rewards accounts are eligible for this, even no annual fee cards.


The GoFar portal generally shows the same fares you’ll see on other third party booking sites, but some Basic Economy or other promotional fares might not show up, so make sure you double check the airline website before making a booking.

It also won’t let you book some low cost carriers like Southwest and Ryanair. The biggest drawback about the flight award option is that you can’t pay part in cash and part in points, so you need enough points to cover the entire cost of your ticket with points in order to use them for flights.

Also, if you are a really big spender, and put $50,000 a year on the Wells Fargo Rewards Visa, you’ll get a more attractive 1.75 cents per point value for flights.


Car Rental Certificates (varies)

GoFar Rewards lets you use points for certificates that let you book free rental days with National, Alamo, and Hertz in the United States. If you do some homework, and use certificates during popular times when car rentals are expensive, like over major holidays, you can get some great values that are over 2 cents per point.

For example, you can book 3 free weekend days with Hertz for 13,525 points.

Peak weekends in popular destinations can run almost $300 for a weekend, giving you almost 3 cents per point in value.


Other car rental certificates include…

  • National 1 free day Full Size: 7,725 points
  • Hertz 1 free day Economy: 8,525 points
  • Hertz 2 free weekend days Midsize: 10,325 points
  • National 1 free day Luxury / SUV / Convertible: 11,625 points
  • Hertz 1 free day Luxury: 11,925 points


Most of the certificates don’t have any date restrictions, but they generally won’t let you book rentals in the New York City area.

Hotels, Cruises, Car Rentals, Vacation Packages (1 cent)

You can book hotels, cruises, car rentals, and vacation packages directly from the GoFar Rewards site, and you’ll get a value of 1 cent per point when you do.


It’s not a great deal – and with hotels for example you should just redeem your points for cash back, and then book directly with the hotel so you can earn all the points and loyalty benefits you’re entitled to. When you book through third party sites like GoFar Rewards you often won’t earn hotel points for your stay.

Theme park tickets (less than 1 cent)

You can use your points to get certificates that get you access to Disney and Universal resorts, but the prices are steep.

A Walt Disney World Park Hopper costs 19,786 points…


But even on peak days, that will cost only $164 in cash, giving you less than 1 cent per point in value, so you’re better off using your points for cash back.



Fairmont and Hyatt Hotel certificates (varies)

Fairmont hotels offer 5 star luxury, especially if you pick signature properties like Whistler in Canada, and GoFar Rewards lets you purchase certificates you can use for stays at Fairmont, Swissotel, and Raffles hotels.

The certificates let you book to the very last standard room available, so there aren’t any tricky capacity controls to worry about, and you also get full breakfast in the hotel’s main restaurant thrown in free of charge.


A free night at Fairmont ‘Collection B‘ hotels costs 35,400 GoFar points.

You come out ahead if the hotel you want is charging around $500 a night or more, and the Fairmont Whistler often runs almost $700 a night during the peak ski season (in Canadian Dollars), which is around $500 a night in U.S. dollars.


You can also purchase Hyatt hotel certificates that vary in price by tier, but they’re so expensive (like 22,200 points for a free night at the most basic of Hyatt hotels, or 46,600 points for higher end hotels), that you’ll almost never come out any better than 1 cent per point in value. Don’t waste your time with them.


Gift cards (1 cent)

You can redeem your points for gift cards from dozens of merchants, including stores and travel providers like Hyatt. Your points are usually worth 1 cent each when you do this, but you might as well just redeem for cash back and get your gift cards direct from the provider.



Spa packages (less than 1 cent)

Finally, you can use your rewards for spa packages, and these might be the worst deal of all.

A full body massage runs 16,000 points, but the terms of the certificate show a maximum value of just $100, so you’re getting a really bad deal when you redeem this way. Better again to just use your points for cash back.


Overall, GoFar Rewards aren’t the most exciting points around (Chase Ultimate Rewards and Amex Membership Rewards are much better deals for travel), but there is decent value if you have a Wells Fargo Rewards Visa to take advantage of the 1.5 cent per point flight redemptions, or can leverage the good deals on car rental certificates when the cash price of car rentals is high. Just steer clear of a lot of pretty bad redemptions if you don’t


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Chase Sapphire Preferred® Card

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Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

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Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

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17 thoughts on What are Wells Fargo GoFar Rewards worth?


      @TravelPlans: Airlines found on the Wells Fargo GoFar Rewards website can be booked online for flights. If El Al Airlines is not listed online, you can call Wells Fargo GoFar Rewards to check availability: 1-877-517-1358.

  1. Larry Brooks

    I haven’t signed up to anything yet. If I book a international flight and I have to cancel Can I get a refund.


      @Larry – It would depend on the rules of the ticket you buy. Most likely the airline would give you a credit you can use for a future flight, less a change fee.

  2. MV

    I have the WF Propel World credit card by Amex and when I check through the GoFar Rewards site I receive 1:1 for flights.
    Why do I not get the value of 1.5 cents per point ?


      @MV – That’s right. Only the ‘Wells Fargo Rewards Visa’ gets the 1.5 cents per point. The Propel is 1 cent.

  3. Howard Ling

    I have a Wells Fargo rewards card at what time if the month does my points credit to my points total

  4. tab

    If u redeem 25k or 50,k points do u get more than 25 dollars per 2500?? If I have 36k points should o redeem 25 or hold out for 50k pets?

  5. BeachMiles

    Anybody that’s been around a while, like me , did a WF 5% for six months card, a few years back. It was know to be a one time only then, but that was a few years ago. Any 5% new card offers available now for returning customers. I would think WF is trying to replace lost business.


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