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30,000 point Amtrak credit card bonus live again – get $800+ in value

by on Thu July 20, 2017 • 2 Comments


This offer is no longer available. To see the most up-to-date offers, visit our Top Bonus Mile Credit Card Offers page.

The Amtrak Guest Rewards World MasterCard from Bank of America is now offering 30,000 bonus points.

This deal, spotted by Reddit users, is up from the 20,000 points the card typically offers.

You get the points after you make $1,000 or more in purchases on your new card within 90 days of account opening.

“You will qualify for 30,000 bonus points if you use the World Mastercard® account to make any combination of Purchase transactions totaling at least $1,000 (exclusive of any fees, including the annual fee, returns and adjustments) that post to your account within 90 days of the account open date. Cash advances and balance transfers do not apply for purposes of this offer. Limit 1 bonus points offer per new account. This one-time promotion is limited to new customers opening an account in response to this offer.

Here are other details about the card…

  • To welcome you to your new card, you’ll also receive a complimentary Companion Coupon, One-Class Upgrade and a single-day ClubAcela® pass for access to ClubAcela, Amtrak Metropolitan Lounge® or First class lounges upon account opening
  • Get a 5% Amtrak Guest Rewards point rebate when you book your Amtrak redemption travel.
  • 1,000 Tier Qualifying Points (TQPs) every time you make at least $5,000 in purchases in a calendar year, up to 4,000 TQPs
  • $79 annual fee
  • There’s no limit to how many points you can earn and you can redeem them when you want since your points will not expire as long as your card account is open.
  • No foreign transaction fees
 The upfront $79 fee isn’t cheap.

But you get the companion coupon, upgrade, and club pass upfront as well – you don’t have to wait for your card anniversary to get them.

The real deal here though is in the value of the points.

Amtrak points are based on the cash price of a train ticket, and generally they’re worth about 2.5 to 3 cents each toward rail fare.

For example 30,000 points can get you around 10 one way trips in Coach from New York to Washington, D.C. at current fares.


That can save you over $800, though on trains with the very lowest ‘Saver’ fares your points don’t go as far to save you cash, because Amtrak calculates the points price on the somewhat higher ‘Value’ fare.

But you can still squeeze out about $500 in value from the bonus if you tend to only ride trains with the very cheapest ‘Saver’ fares.


Even if you don’t live in the Northeast, there’s great value to be had from Amtrak points.

In California, local trains from Oakland to Sacramento and Los Angeles to San Diego are pretty consistently available for less than 1,500 points, which can get you over 15 rides with just one sign on bonus. That nets you almost 3 cents per point in value compared to the cash price of around $40 for a Los Angeles to San Diego trip.


If you used to hold an Amtrak credit card from Chase and have been on the sidelines, now is a great time to give the card a try.




The following two tabs change content below.

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee


Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

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"These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered."

2 thoughts on 30,000 point Amtrak credit card bonus live again – get $800+ in value

  1. Audrey holland

    When I purchase an Amtrak ticket using Bank of America Amtrak MasterCard how many points do I get for a purchase


      @Audrey holland: It depends on which card you hold. If you get the Amtrak Guest Rewards Platinum MasterCard, you would earn 2 points for every $1 spent on Amtrak travel. If you hold the Amtrak Guest Rewards World MasterCard, you would earn 3 points for every $1 spent on Amtrak travel.

      If your ticket cost $100, you would get 200 points with the Amtrak Guest Rewards Platinum MasterCard, and 300 points with the Amtrak Guest Rewards World MasterCard.


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