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If your Citi AAdvantage credit card is now World Elite, it may be considered a separate product

by on Wed August 19, 2015 • 2 Comments

American AAdvantage

Citi has been converting some AAdvantage credit cards that were originally Visa cards over to MasterCard this year, as part of an expanded agreement with MasterCard.

But readers on FlyerTalk are reporting another change.

Your Citi AAdvantage Platinum or Gold MasterCard may have been recently upgraded to a World Elite MasterCard, from a ‘regular’ World MasterCard.

The upgrade to a World Elite seems to happen within a couple of months of opening an account, and may be based on your spending history.

And the reports are that Citi’s systems are considering the World Elite version a separate product from the default World version, even though the card terms and fees are the same.

Newly opened AAdvantage Platinum or Gold credit card accounts are generally standard World MasterCards, not World Elite, which would be considered a separate product.

There are no guarantees this treatment will last, but if you recently got moved up to a World Elite card, keep it in mind.

This product change doesn’t apply to the Citi Executive AAdvantage card, which is issued from the beginning as a World Elite card.

And remember, World Elite MasterCards have access to special perks like free National Car Rental Executive status, which gets you upgrades on every rental.


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2 thoughts on If your Citi AAdvantage credit card is now World Elite, it may be considered a separate product

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  2. Tony

    I have the AA Gold version and have had it for about 4 maybe 5 months now. How would I know if it’s now the World Elite version? Would that be on the account information on the website?

    Also, as it seems that World Elite is different from standard does this mean we could have both?


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