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Navy Federal Flagship Rewards 40,000 point bonus

by on Mon October 19, 2015 • No Comment


Until November 2, there’s a 40,000 point bonus when you get a new Navy Federal Flagship Rewards credit card.

You earn the points after you spend $3,000 on the card within the first 90 days of having an open account.

The points are worth about $400 toward travel on any airline or for hotel stays. If you want to use them for gift cards you’ll get about half the value, or about $150.


What’s the catch?

This card has offered a bigger 60,000 point bonus in the past, so it’s not the best by historic standards, but better than the 30,000 points offered in May. This deal expires November 2, 2015.

You also need to have some sort of armed services affiliation to join Navy Federal Credit Union – either directly or via a family member.

What else is good?

The hook on the card is that it’s a true 2% return card, earning double points on everything you spend, and the annual fee is $49, but it’s waived the first year.

So compared to the 50,000 points deal on the Capital One Venture and 40,000 points deal on the Barclaycard Arrival Plus, they both have higher annual fees ($89 for the Arrival and $95 for the Venture, both waived the first year) this is actually pretty competitive.

The points never expire and there are no caps on what you can earn. Though one downside is you can only redeem for travel in 10,000 point increments. The Venture and Arrival allow smaller redemptions.

The Navy Federal card is also a full Chip + PIN card for foreign travel, with no foreign transaction fees, and the interest rate is reasonable, though you should never use a travel rewards card to carry a balance month to month, as it’s just not worth it.





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Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee


Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

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