Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
Earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening.
$1,000 toward travel or transfer to United, Southwest, and more.
That's $750 toward travel when you redeem through Chase Ultimate Rewards® or 1:1 point transfer to leading airline and hotel loyalty programs.
You can earn 60,000 bonus points after spending $1,000 on purchases within the first three months of account opening. There is also a $0 Introductory Annual Fee for the first year, then $49 a year.
The IHG card is not known to be subject to the Chase 5/24 restriction, which limits approvals if you’ve opened 5 or more credit cards in the last 24 months. So if you’ve applied for several rewards cards lately, this is one you might be able to get in on, but that could change anytime, and there’s no way to confirm in advance whether you will be approved.
Which deal should you get?
The 80,000 point deal is about as good as it gets for the IHG card, though some Reddit users report seeing a targeted 100,000 point IHG deal with a $2,000 spending requirement, and having luck asking the issuer to match the better offer after applying for the 80,000 point deal. So you might want to consider asking for the 100,000 point deal after you apply, but no guarantees it will be honored, and reports on getting a match are mixed.
Some people also report being offered the 100k IHG bonus by calling IHG reservations on 1 877 424 2449.
We think IHG Rewards points are worth about half a cent each, so the extra 10,000 points you get from the 80k deal are worth about $50.
But it’s possible to earn more than half a cent in value with IHG points. For example the Intercontinental Park Lane in London costs 60,000 points a night, but is currently going for $450 a night in cash, a value of almost one cent per point.
In that case the 80k deal can get you almost $700 in hotel night value.
This luxury London hotel is located in the heart of Mayfair and overlooks the Royal Parks. Despite the top redemption cost, this category 11 hotel is still a good value for your money due to the quality of the accommodations and privileged address.
InterContinental New York Times Square is another example where you can take advantage of redeeming points for an expensive, category 11 hotel. Although not precisely in Times Square, it’s a short, 5-minute walk, and the hotel sits right on the border of the Theater District.
And if you’re headed to Eruope, the Intercontinental Amstel Amsterdam is a great deal.
It’s easy to get a whopping 1 cent per point or even better value at this grand riverfront property. It’s still “only” a category 9 property, so if you are traveling to Amsterdam you might want to consider this property sooner rather than later.
High-category, expensive hotels are not the only ones to look into for bargains. Sometimes you can get ahead with simpler hotels if they fit your travel plans. For example, the category 2 Holiday Inn Express Cape Town City Centre has an unbeatable central location, as the name suggests, and offers panoramic views of Table Mountain.
Holiday Inn Berlin City West is an even better value for the money if you want a place reasonably close to the airport and the city. And being a category 1 hotel, it costs only 10,000 points.
Sometimes, your redemption value can be even better than the price suggests
Keep in mind that the lowest rate you see when you check the hotel on IHG.com doesn’t include taxes, so what you pay in cash will be higher.
But when you book with points, you don’t pay taxes.
Hotel Indigo San Diego Del Mar is a beautiful, boutique hotel located a half-mile away from the Torrey Pines State Natural Reserve and is already a great redemption at 25,000 points compared to the stated nightly rate.
Since you don’t pay taxes on rewards stays, you save another $30+ a night, getting you over 1 cent per point in value.
Or if you really like deep bargains, every few months IHG selects hotels that can be booked at the special ‘PointBreaks‘ rate of 5,000 points per night, which can yield 2 cents or more in value per point. The hotels they choose for this deal are usually in off the radar locations, so it’s for the adventurous and true bargain hunters.
And remember unlike many hotel point programs, IHG restricts the number of award rooms available at hotels, so you may not find an award available on the days you want to travel.
Are there other reasons to get the card?
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