Milecards

Worth $75? Hyatt Credit Card review & benefits

Pros

2 free nights intro offer. This is one of the more generous intro deals around, and if you have plans to stay at an expensive Hyatt soon, you should get in on this. You earn the 2 nights at just about any Hyatt hotel after you spend $1,000 on the card within 3 months. The purchases can be normal purchases, not just Hyatt ones. The only restriction is you can’t use the deal for hotels that are all-suites. But other than that it’s all fair game, even Hyatt’s most expensive Park Hyatt properties.

A good reward program under the hood. If you like Hyatt hotels, you’re in luck with a strong reward program. It takes a lot fewer points to book free nights at most Hyatt hotels than it does at bigger chains like Marriott, Hilton, and IHG. Which is nice given the better quality of most Hyatt properties.

Cons

$75 annual fee. It’s not steep by most standards, and is waived the first year, but still annoying.

Limited anniversary free night. You do get a free night certificate each year you renew your card. But it’s only good for ‘Category 1-4’ hotels, which are not often hotels in the big cities and popular destinations you may want to visit. You can see lists of hotels in each category here.

Overall Rating
4.4/5 Stars   
Key Features

The information related to The Hyatt Credit Card has been collected by MileCards.com and has not been reviewed or provided by the issuer of this card.

This is one you’re really going to want for the sign on deal of free nights upfront.

But after that, you’re going to have to value some of these benefits to really want to keep the card:

Hyatt Platinum Status. Normally you have to stay 5 times at Hyatt hotels or 15 nights a year to qualify for Platinum status. But it’s yours as long as you hold the card, no matter how many or few times you stay each year. The status gets you free Premium wifi at Hyatt hotels, select room upgrades, 2pm late check-out, and expedited check-in.

You also get a faster track to top tier Diamond status. Every year you spend $20,000 on the card, you’ll earn 2 stay credits and 5 night credits toward Diamond, and if you spend $40,000 you’ll get an additional 3 stay credits and 5 night credits. This is the only card that helps you earn Diamond status faster, and Diamond status earns you perks like free breakfast, lounge access, and suite upgrades.

Travel and dining bonuses. You get 3x points on all Hyatt property spending and 2x on restaurants, airline tickets purchased directly from airlines, and car rental agencies. Those are nice bonuses which make this one of the faster cards for earning Hyatt points, though there are other options we discuss below.

$500 trip delay coverage. If your flight is delayed 12 hours or more, and you paid for the flight with your Hyatt credit card, you’re eligible for up to $500 in reimbursement for lodging, dining, and other necessary expenses. That’s a great help since the airlines often won’t do anything for you when you’re delayed, especially if it’s because of weather.

$5,000 trip cancellation coverage. If you can’t make a nonrefundable trip that involves common carrier transportation that you booked with your Hyatt card, you can get it reimbursed. As long as it’s a valid covered reason like a serious illness or severe weather, you can avoid having to buy a separate trip cancellation insurance policy. Up to $5,000 can be covered for a single trip.

Primary auto collision damage coverage. Unlike a lot of cards that require you to file a claim with your own insurance when you damage your rental car, the Chase Hyatt Visa doesn’t require that as it offers primary coverage. Even better, rentals in any country are covered.

 

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee

$0

Foreign Transaction Fee Waived

Yes

Points Can Transfer to Airline Miles ?

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