40,000 point intro offer. This doesn’t sound super exciting on the surface, but Hyatt points are really valuable. Most Hyatt hotels cost 20,000 points or less per night, so this gets you 2 or more nights at many Hyatt hotels, and in fact up to 8 nights if you stick to bargain Category 1 hotels.
A good reward program under the hood. If you like Hyatt hotels, you’re in luck with a strong reward program. It takes a lot fewer points to book free nights at most Hyatt hotels than it does at bigger chains like Marriott, Hilton, and IHG. Which is nice given the better quality of most Hyatt properties.
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$75 annual fee. It’s not steep by most standards, and is waived the first year, but still annoying.
Limited anniversary free night. You do get a free night certificate each year you renew your card. But it’s only good for ‘Category 1-4’ hotels, which are not often hotels in the big cities and popular destinations you may want to visit. You can see lists of hotels in each category here.
This is one you’re really going to want for the sign on deal of free nights upfront. But after that, you’re going to have to value some of these benefits to really want to keep the card:
Hyatt Discoverist Status. Normally you have to stay 10 nights a year to qualify for Discoverist status. But it’s yours as long as you hold the card, no matter how many or few times you stay each year. The status gets you free Premium wifi at Hyatt hotels, select room upgrades, 2pm late check-out, and expedited check-in.
You also get a faster track to mid tier Explorist status. Hyatt Credit Cardmembers who spend $50,000 USD on their Hyatt Credit Card in each calendar year will receive Explorist status through the following calendar year, which earns better room upgrades, but not suite or club level rooms. Explorist members do get 4 club lounge level access passes each year. Travel and dining bonuses. You get 3x points on all Hyatt property spending and 2x on restaurants, airline tickets purchased directly from airlines, and car rental agencies. Those are nice bonuses which make this one of the faster cards for earning Hyatt points, though there are other options we discuss below.
$500 trip delay coverage. If your flight is delayed 12 hours or more, and you paid for the flight with your Hyatt credit card, you’re eligible for up to $500 in reimbursement for lodging, dining, and other necessary expenses. That’s a great help since the airlines often won’t do anything for you when you’re delayed, especially if it’s because of weather.
$5,000 trip cancellation coverage. If you can’t make a nonrefundable trip that involves common carrier transportation that you booked with your Hyatt card, you can get it reimbursed. As long as it’s a valid covered reason like a serious illness or severe weather, you can avoid having to buy a separate trip cancellation insurance policy. Up to $5,000 can be covered for a single trip.
Primary auto collision damage coverage. Unlike a lot of cards that require you to file a claim with your own insurance when you damage your rental car, the Chase Hyatt Visa doesn’t require that as it offers primary coverage. Even better, rentals in any country are covered.
The Chase Hyatt credit card isn’t the only card that earns you Hyatt points. Chase’s Ultimate Rewards points can transfer into your Hyatt account at any time, 1 for 1, instantly. Here are some cards that earn them:
The earning on this card is almost identical to the Hyatt credit card. You get 2x points on all dining spending, which is a little broader than the Hyatt credit card’s 2x points on restaurants. And you get 2x points on all travel spending, which is similar to the 2x on airline and car rental reservations with the Hyatt credit card. There’s a $0 introductory annual fee the first year, then $95.
Where it falls short is the 3x on Hyatt purchases via the Hyatt credit card, though if you really want 3x points at Hyatt and all other travel spending, consider the Chase Sapphire Reserve with a higher annual fee.
Because the card earns Chase Ultimate Rewards points you can do more than transfer your points to your Hyatt account. You can also transfer them to your accounts with United, Southwest, British Airways, Marriott, Air France, Korean Airlines, Singapore Airlines, IHG Hotels, and Virgin Atlantic.
This card also earns Ultimate Rewards points with all of their flexibility. And it adds a bonus of 3x points on travel, telecommunications, shipping, and advertising up to $150,000 in combined spend each year.
It’s for people with small businesses, and a great way to earn Hyatt points fast.
Where can you stay with Hyatt points?
Hyatt offers hotels in 7 categories and you can book almost all of them with no blackout dates, the exception being some M Life hotels in Las Vegas. Here are the prices you’ll need to pay for a free night in a standard room:
Below are some examples of where you can stay with your points…there’s a full directory here. Hyatt brands include all Andaz, Hyatt, Hyatt Place, Hyatt House, Park Hyatt, Grand Hyatt, Zilara, Ziva, and M Life hotels.
M Life casino hotels you can book with your points include the Bellagio, Aria, MGM Grand, Mandalay Bay, Delano, Mirage, Monte Carlo, New York – New York, Luxor, Excalibur, and Beau Rivage. Just be aware you can’t use the 2 free night certificates at M Life hotels – those are only good at Hyatt properties.
Category 1: Hyatt House Dallas Las Colinas, 5,000 points
Category 3: Hyatt Palm Springs, 12,000 points
Category 5: Hotel du Louvre Paris, 20,000 points
Category 7: Park Hyatt Maldives 30,000 points
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Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
Reward nights start at 10,000 points. Free anniversary night (no points needed) good at any IHG hotel (Intercontinental, Crowne Plaza, more).
$1,000 toward travel or transfer to United, Southwest, and more.