Milecards

Hilton Honors American Express review: No annual fee, but can you do better?

Pros

Fastest no annual fee Honors point earning.

This is the only card available to new applicants with no annual fee that earns Hilton Honors points directly. The Citi Hilton Honors Visa Signature has no annual fee, but is no longer available to new applicants. The American Express version earns points more quickly, with 7x points at Hilton properties versus 6x for the Citi Honors Visa, and 5x points at U.S. restaurants, supermarkets, and gas stations versus 3x for the Citi Honors Visa. You also get 3x points on everything else versus just 2x with the Citi Honors Visa. 

Honors Silver status.

You get free Honors Silver status every year you hold the card. Don’t expect much from that. You might get a slightly more desirable room, and can earn more points on hotel stays, but there’s not much else to it. You can also move up to Gold status if you spend $20,000 or more on the card in a year.

Cons

Foreign transaction fees.

If you use this card while you travel abroad, you’ll get hit with 2.7% fees on your purchases.

Honors points aren’t the most valuable.

Hilton points aren’t the most valuable around, as it takes a lot of points just to get a free night at most hotels. Think 40,000 points or more for a decent hotel. They make up for it by making the points really easy to earn, but if you’re simply trying to earn points for hotel nights via your card spending, other cards like the Chase Hyatt Visa and Starwood American Express could earn you free nights at nice hotels more quickly.

Overall Rating
4/5 Stars   
Key Features
  • Offer Expired
 

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee the first year, then $95

Annual Fee

Yes

Foreign Transaction Fee Waived

Yes - transfer to United MileagePlus, Southwest Rapid Rewards, Marriott Rewards, and more

Points Can Transfer to Airline Miles ?

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"These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered."

One thought on “Hilton Honors American Express review: No annual fee, but can you do better?

  1. Michael

    If you have had this card many years ago, they will let you sign up and let you assume you will get the offer. It won’t arrive, and then after many phone calls someone may tell you. Since they don’t want to tell you, they will pass it along as though it is still coming or someone might call you. VERY disappointed to be dealt with like this by AMEX. Below them really. Not churning the card, but lured back years later by better perks and a sign up offer. Fair enough maybe, but don’t come back. No point.

    Reply

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