$450 a year? Delta Reserve Card Review & Benefits



Delta SkyClub Access. You can access any of Delta’s SkyClubs as long as you’re traveling on a Delta flight that day. Just note that guests are not included in your access. They will cost $29 each.

The most Medallion Qualifying Miles. The Delta Reserve lets you earn up to 30,000 Medallion Qualifying Miles a year, which will get you closer to Silver, Gold, Platinum, or Diamond Medallion status. And like all Delta MQMs, any that go beyond the status level you earn for this year can roll over to help you qualify for status next year.

First Class  Companion ticket. Each year you renew the card you get a voucher that lets you bring a companion along on a domestic trip without having to pay the companion’s airfare. You just pay the taxes and fees. And it’s good for both First Class and Economy Class travel, giving you extra options for value.


$450 annual fee. Getting into SkyClubs isn’t cheap, and the $450 fee covers that. The consolation is the fee is less than Delta charges general members for SkyClub membership on its own without all of the card benefits.

There are faster earning options. While there is a boost of 15,000 miles for the first $30,000 you spend and another 15,000 after $60,000 in annual spending, you can still earn SkyMiles more quickly with at least one other card option.

Overall Rating
4.1/5 Stars   
Key Features

Info. about the Delta Reserve Credit Card has been collected independently by The issuer did not provide the details, nor is it repsonsible for their accuracy.

The card earns 1 mile per dollar on most purchases and 2 miles per dollar on Delta purchases, along with a free first checked bag and priority boarding.

The main attractions though are the Delta SkyClub access, Medallion Qualifying Miles, and First Class companion certificate. If you value at least 2 of those benefits a year, then the card can be worth it.

But there are other benefits…

Priority security. This is the only card that lets you use Delta’s SkyPriority security lanes and check-in at the airport, letting you get through more quickly. There are nearly 100 airports where you can take advantage of the benefit. Of course, it also includes priority boarding, though beware that it’s ‘Group 1’ boarding, which in reality is behind First Class and Delta’s most frequent fliers.

Upgrade priority. If you’re already a Delta Medallion member, the card will give you a slight edge on upgrades. You’ll be prioritized ahead of other Medallions in your fare class and Medallion level.

Gifting Medallion Qualifying Miles. If the MQMs you earn from the Delta Reserve are more than you need, you can gift them to a friend or family member, an exclusive benefit of the Delta Reserve Card.



United MileagePlus® Explorer Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus miles

Intro Offer


Annual Fee


Foreign Transaction Fee Waived

Earns United MileagePlus miles

Points Can Transfer to Airline Miles ?

Still confused? Have a question?

Leave a comment below -- we'll reply shortly -- no need to use your real name. Or, use the email form at the top of the page for private advice.

"These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered."

4 thoughts on $450 a year? Delta Reserve Card Review & Benefits


      @Pam – yes it gets priority boarding in Zone 1 (which is behind first class, and some of Delta’s frequent flyers in the ‘Premium’ and ‘Sky’ zones). No priority baggage, but you do get a free first checked bag.

  1. Robert

    I have the American Express Delta Skymiles Reserve card. I have recently purchase a Oceana Cruise for July 2018 utilizing this card at a cost of $7410.00 per person. My question…….does my American Express Reserve Card provide cancellation coverage for this cruise? If yes, can you provide me the details on coverages?

    Regards, Brig Gen Robert Taylor


      @Robert – Unfortunately Amex does not offer this as a benefit on the Reserve (or even its luxury Platinum Card), so you’ll want to look into standalone coverage options, or what your cruise line offers.


Leave a Reply

Your email address will not be published. Required fields are marked *

X Email Alerts
Hear about new offers and tips