Amex Gold Premier Review – 3x points and $100 airline credit battle a $195 annual fee


Lucrative bonus categories. You get 3x points on airfare purchased directly from airlines, and 2x points at U.S. restaurants, supermarkets, and gas stations with no limits.

$100 airline credit. You get to choose one airline each year, and get $100 you can use toward bag fees, change fees, in-flight purchases, and other purchases you make directly from the airline. Unfortunately, airfare isn’t something you can apply the credit towards.

Points you can transfer. Amex Membership Rewards points can be transferred to over a dozen airline mile programs, including Delta SkyMiles, Air France Flying Blue, and Hawaiian Miles, letting you unlock lucrative awards.


Big annual fee. $195 isn’t easy to swallow unless you’re sure you can spend a good amount in the bonus earning categories.

Limited travel benefits. There’s no coverage for flight delays or trip cancellation, and no lounge access or status perks.

Overall Rating
3/5 Stars   
Key Features
  • Receive 25,000 Membership Rewards® Points after you spend $2,000 on purchases on your new Card in your first 3 months of Card Membership.
  • 3X points for flights booked directly with airlines. 2X points at US restaurants, US gas stations, and US supermarkets. 1X points on other purchases. Terms and limitations apply.
  • No matter where you’re traveling, when you use your Premier Rewards Gold Card there are no foreign transaction fees from American Express.
  • $100 Airline Fee Credit. Up to $100 a year in baggage fees and more at one airline.
  • Get a $75 hotel credit on qualifying charges, plus a room upgrade upon arrival, if available with The Hotel Collection at Terms apply.
  • There is a $0 introductory annual fee for the first year, then $195.
  • Terms and limitations apply.
  • See Rates & Fees

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

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