Possible to earn 1.5 points per dollar or more on everything. This card is unique because as long as you it 30 or more times in a billing cycle, you’ll get a 50% bonus on the points you earn during that cycle, with no limits. So that works out to 1.5 points per dollar on your base spending.
And the card also earns 2x points on gas and 3x points on U.S. supermarket purchases (up to $6,000 per year), and the 50% bonus counts on those purchases too. So you can earn up to 4.5 points per dollar at U.S. supermarkets and 3 points per dollar at gas stations.
Transfer to real airline miles. With the Membership Rewards program you can transfer your points into real airline miles with Delta, British Airways, Virgin Atlantic, Air France / KLM, Alitalia, and more. This can be the most valuable use of your points, especially if you’re trying to boost a balance of miles you already have.
Foreign transaction fees. This isn’t a great choice for spending abroad, as there’s a 2.7% fee on foreign transactions.
A small intro offer. The intro point bonus on this card isn’t all that exciting, so this is really one to get if you want to use it heavily for your ongoing spending, since the ongoing earning is so powerful.
Cash redemption not great. If you’re looking to earn straight cash back, this isn’t a great option, as one point isn’t worth one cent in cash with this card. It’s worth about half that in some cases. This card is best if you’re looking to use your points for travel or some gift cards.
Cap on supermarket bonus. The 3x points on supermarket spending (4.5x if you use the card 30 times in a billing cycle) is capped at $6,000 in spending a year. It’s still a lot of points – you’ll earn 27,000 points a year from your supermarket spending if you use the card 30 times each billing cycle in a year.
Get it if you want to build your Delta SkyMiles balance
This card doesn’t earn Delta miles outright. The points you earn are Amex Membership Rewards points.
But those Membership Rewards points can be converted to Delta SkyMiles anytime, with no dilution. You just pay a small transfer fee of 0.0006, or 6 one hundredths of a cent, with a maximum of $99 per transfer. That means transferring 10,000 points into 10,000 SkyMiles costs just $6.
Since swiping the card 30 times or more in a billing cycle gets you 50% more points, even in the bonus gas and supermarket categories, this card can be the fastest around for earning SkyMiles.
So if you’re just a regular household trying to earn Delta SkyMiles this might just be your best bet for racking them up fast.
Try our CardFinder tool to enter your spending habits and see how many points you could earn thanks to the unlimited 50% bonus on this card.
What’s the catch of the 50% bonus?
There isn’t one.
As long as you use the card for 30 transactions in a billing cycle (check your statement to see when it closes) you’ll get a 50% bonus on all points earned.
A transaction can be of any size, even just one cent. But any returns or credits count against the 30 transactions.
So if you use your card to buy a cup of coffee every day, you’re good, and all your purchases that cycle will get the 50% point bonus.
If you’re looking to earn more Delta SkyMiles, give the EveryDay Preferred a look. For a lot of people, it’s the card that will build Delta miles faster than any other thanks to the ‘EveryDay’ and category earning bonuses.
There aren’t a lot of other perks, but the big mile earning can be worth it on its own.
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Foreign Transaction Fee Waived
Points Can Transfer to Airline Miles ?
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