The Amex Everyday card is a no annual fee rewards card with great flexibility for travel because it earns full value Amex Membership Rewards points you can convert into real airline miles with several airline programs.
Points transfer into Delta SkyMiles. Rather than paying an annual fee for a Delta SkyMiles credit card, you can use the Amex Everyday to earn points with no annual fee. And you can transfer those points into your Delta SkyMiles account anytime, because SkyMiles is a transfer partner of Amex Membership Rewards, along with over a dozen other airline programs.
Extra earning on groceries. You get 2x points on all grocery spending (up to $6,000 a year). Even better, every statement cycle you use the card to make 20 or more purchases, you get a 20% bonus on the points you earn. So the card can earn 1.2x points on everything.
No annual fee. This is one of the few cards that can earn you real airline miles without an annual fee.
Not a great intro bonus. With no annual fee, and generous ongoing earning, it’s hard to find this card with a big introductory bonus offer.
Cash options aren’t great. If you don’t use your points for travel, you’ll find they don’t stretch as far as with other cards, so only get this if you plan to use the points for travel.
Foreign transaction fees. There’s no waiver of foreign transaction fees, so consider other cards for international purchases.
Earn 10,000 Membership Rewards® points after you use your new Card to make $1,000 in purchases in your first 3 months.
Use your Card 20 or more times on purchases in a billing period and earn 20% more points on those purchases less returns and credits. Terms and limitations apply.
2x points at US supermarkets, on up to $6,000 per year in purchases (then 1x); 1x points on other purchases. Terms and limitations apply.
You can use Membership Rewards® points for all or part of your flight, hotel booked and paid in advance, vacation or cruise booking.
No annual fee. Plus, 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.74% to 23.74%, based on your creditworthiness and other factors.
The American Express Everyday credit card is one of the best no annual fee credit cards for travel rewards. It has great earnings, bonuses, and earns American Express Membership Rewards, which can be transferred to many Amex airline and hotel partners for a great redemption value.
One of the major U.S. carrier partners of Membership Rewards is Delta SkyMiles. You can transfer your Membership Rewards at a 1:1 ratio to Delta, while giving you great bonus earnings. This card actually earns points even faster than the Delta branded American Express card itself!
Check out the details below.
For everyday earning to build up your Delta SkyMiles account, you’re going to find better value in the Amex Everyday card than the popular Gold Delta SkyMiles card. On top of that, your SkyMiles card carries a $95 annual fee, while the Everyday card is a no-annual-fee card forever. Though the Delta card does have additional perks (free checked bag, priority boarding, 20% off in-flight purchases), it only earns 1 mile per dollar spent.
The Everyday Card gives you additional earning power when shopping at U.S. Supermarkets (up to $6,000 in purchases in one year), earning 2x points per dollar spent. Add to that a 20% bonus on ALL points earned each month when you use your card 20 or more times within a billing period. This effectively makes your supermarket purchases worth 2.4x points, and all others 1.2x points.
Let’s look at an example of how those bonuses add up vs. the Delta SkyMiles card during a typical year of spending.
With the Everyday card category bonuses, your typical monthly spending can net you a decent chunk of bonus points. Let’s look at what typical spending can earn monthly, and yearly using both the Delta SkyMiles card and the Everyday card.
Delta SkyMiles Card
If we look at a typical family spending $2,000 per month on the card ($500 in groceries, $300 in gas), the Delta SkyMiles card would earn 2,000 miles per month.
Total annual miles earned: 24,000
American Express Everyday Card
If we look at a typical family spending $2,000 per month on the card ($500 in groceries, $300 in gas), the Amex Everyday card would earn 2,500 points per month (because 2x points on groceries). On top of that, add the 20% bonus each month (assuming 20 transactions), and you’re at 3,000 points per month.
Total annual miles earned: 36,000
As you can see, the earnings power gives you 50% more points over the standard Delta card, plus no annual fee!
Now, let’s compare that with the American Express Everyday Preferred card, which does come with an annual fee, but has better earning bonuses.
American Express Everyday Preferred Card
If we look at a typical family spending $2,000 per month on the card ($500 in groceries, $300 in gas), the Amex Everyday card would earn 3,300 points per month (because 3x points on groceries, 2x points on gas). On top of that, add the 50% bonus each month (assuming 30 transactions), and you’re at 4,950 points per month.
Total annual miles earned: 59,400
The Everyday Preferred card out-earns the Delta card by more than double (248% better, actually). With Delta miles worth about 1 cent per mile, the extra 35,400 points are worth an additional $354. It also earns 23,400 more points that the regular Everyday card, giving is $234 more value. Minus the $95 annual fee for the card, and it is worth $139 more than the Amex Everyday card annually.
As you can see, the Everyday card can help build your Delta SkyMiles account quickly, with no annual fee, and some great bonus earning. But the Amex Membership Rewards have many more transfer options and redemptions in additional to Delta.
Here’s a list of the Amex transfer partners:
• Air Canada Aeroplan
• All Nippon Airlines
• Singapore Airlines
• British Airways
• Cathay Pacific
• Air France/KLM Flying Blue
• El Al
• Hawaiian Airlines
• Virgin America
• Virgin Atlantic
• Choice Privileges
One of the best airline redemptions from the above partners is the British Airways Avios points for short-haul domestic flights. You can use these points on partner airlines (American or Alaska), and book flights for as low as 7,500 points each way. For example, a flight from Boston to New York is only 7,500 points each way, or 15,000 points round trip. The BEST value for Avios is flying from the West Coast to Hawaii. From Los Angeles to Maui using Avios on American Airlines is only 25,000 points round trip!
Some other great redemptions are Aeroplan and Singapore Airlines miles. Specifically, you can use these miles to book domestic flights on United Airlines.
Using Aeroplan Miles, you can book domestic flights within the U.S. starting at 15,000 miles round trip.
Using Singapore Airlines KrisFlyer Miles, you can book domestic flights within the U.S. starting at 25,000 miles round trip.
You can also book travel directly through the American Express Travel Website, where your Membership rewards are worth 1 cent per point. That means every 1,000 points is worth $10 in airfare.
As a last resort, you can using Membership Rewards to purchase gift cards through the Membership Rewards site. This can net you 1 cent per point, but many time will give you less than that, making is a bad value.
When looking to earn extra airlines miles every day with earnings bonuses and no annual fee, the American Express Everyday card is one of the best values out there. With 16 airline partners and 3 hotel partners, you can top off your account, and build your way toward more rewards travel.
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Foreign Transaction Fee Waived
Points Can Transfer to Airline Miles ?
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