American AAdvantage credit card review: Is it worth $95?

  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • You get a first free checked bag for you and up to 4 traveling companions (save $25 per bag).
  • You can board with Group 1 (after First Class and American’s elite level fliers).
  • American Airlines miles can be used to travel on Alaska Airlines, Hawaiian Airlines, Cathay Pacific, Japan Airlines, Qantas, LAN, British Airways, Air Berlin, Qatar Airways, and several others.
  • There are surcharges of $700 or more roundtrip on awards that involve British Airways long haul flights. Fortunately other airline partners have few or no surcharges.
  • It’s sometimes hard to find award flights available at the cheapest MileSAAver award price, especially for international business class flights.
Overall Rating
4/5 Stars   
Key Features
  • For a limited time, earn 50,000 American Airlines AAdvantage® bonus miles after making $3,000 in purchases within the first 3 months of account opening*
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
  • Enjoy Group 1 Boarding on American Airlines flights*
  • No Foreign Transaction Fees on purchases.1
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights*
  • Double AAdvantage® miles on eligible American Airlines purchases*
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year*

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

Still confused? Have a question?

Leave a comment below -- we'll reply shortly -- no need to use your real name. Or, use the email form at the top of the page for private advice.

"These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered."

40 thoughts on American AAdvantage credit card review: Is it worth $95?

  1. Donna Poppenhagen

    I’m no longer able to take long trips and American doesn’t fly to the shorter destinations I need, so the $95.00 annual fee is too costly for the advantages I would get. Can I cancel my card and also retain my American mileage or would that disappear with the cancellation? How can I preserve the milage without paying the high fee?


      @Donna – Yes you can keep your miles. They expire after 18 months of no activity, but any activity that earns or uses miles will reset the click.

  2. HarvK75

    Just canceled my AAdvantage Platinum Select card. Bought tickets with card to fly from O’Hare to Mexico City after calling Card concierge to ask if the baggage fees would be waived for our two bags if the flight didn’t offer one bag free as international flights often due. The card concierge said absolutely less. We just had to show our card at checkin. WRONG, The baggage fees are waived only for U.S. contiguous states and Alaska. BTW, American considers all flights in the Western Hemisphere to be not eligible for “one free bag on an international flight” common practice. American Airlines says the Western Hemisphere flights are not international. But they also aren’t “domestic” for this worthless card. The AA service rep at the check in desk also said my AAdvantage card was not an American Airlines card; it was a Citibank card so the fraud and deception I was feeling was not the fault of American Airlines. I called the Card concierge to complain about the bad answer I was given. He had nothing to say except the fees would not be waived just because I was given the wrong answer. I do get my prorated card fee back, anyway–or so he said. Let’s see if it arrives. Back to only cash rewards for me. I spent $60,000 on the card in the last 1 1/2 years. Meant nothing.

  3. April

    First dispute in 3 years was handled unprofessionally, almost like they didn’t take my complaint seriously. They heavily favor the merchant. In addition, American Airlines employees tend to be negative and sometimes rude because of all the crap they endured while the company went through bankruptcy. There are better credit card companies out there.

  4. AA Card

    I applied for the AA Advantage MasterCard while on a flight, promising me that the $95 fee is waived the first year.

    If I cancel during the first year, is there any penalty; i.e., will I be charged the $95 fee?

  5. Ju

    Hi, i recently got approved for the Citi® / AAdvantage® Platinum Select® Card. It said that i could get 30,000 miles for free if i spent $750 in 3 months. I was wondering when the miles will show up? Will they show up on the statement as soon as i spend $750 or more? Or do i have to wait for the first 3 months before it actually shows up?



      @Ju – Once you meet the requirement they generally show up after your monthly statement is generated, or on the next statement.

  6. Mike

    I’m looking to get this card for the bonus miles offer. I was hoping to buy the ticket with the card then credit the miles to my balance. Does that work for this card? Also, how long does it usually take to receive the bonus miles?


      @Mike – Unfortunately you need all the miles in your account for the award before you can book. It doesn’t let you request statement credit later.

      The miles generally post with the 1st or 2nd statement after you’ve met the spending requirement.

  7. Ken

    I was booking a flight on American online and a promo popped up saying I could get $100 off my flight if I opened the Citi AAdvantage card. So I did and I was instantly approved, but it didn’t take the $100 off. I called and they told me I would have to receive the card in the mail before I could use the card to book with the discount. They told me the $100 would show up as a credit on my account and I could use it on my next flight. I was ticked, as that is NOT what was advertised, but knew I would be flying again soon. A month later I booked another flight…this time, using the AAdvantage card. And I looked for my $100 credit on my statement. Still not there! So I called customer service and was told I have to wait two more business cycles to use the credit. What a total RIPOFF! I’m furious. Stay far away!!


    Hello, i get a Master Card Black AAdvantage about 2 month ago, from a bank outside US, Costa Rica, i wasn’t a member of AA program, the bank webpage says when i got this card is should get registered automatically, but i never received any email about this. So few days ago i join AA program by myself, my question is, will i receive miles for all the expenses I’ve done so far? Who link this accounts?



      @Geronimo – Give them a call at 800 882 8880. If you have two different accounts lying around they can link them up for you into one account.

  9. Bill Thompson

    My wife has 40k miles and I have 4k. Should she apply for a AAdvantage Platinum Select card and add me or should I apply for my own?


      @Bill – If she adds you, the miles from your spending will be earned in her account. If you apply for your own, you’ll get your own sign on bonus and miles from your spending will go into your account.

      If you want more miles quickly – best bet is for each of you to apply.

    2. Lisa Brogan

      This card is not worth it! Tried booking a flight! What a pain . Wanted to pay the extra in cash. Can’t do that. They want you to buy miles at an exorbitant rate! Cancelling card; moving on!

  10. Beth

    How many miles do I get for every dollar I spend on the card? And is there a limit to home many miles you can aquire with using the card per year?


      @Beth – No limit to how many miles you can earn. You get one mile for every dollar you spend, or 2 miles for every dollar you spend with American Airlines.

  11. Ana Arias

    Dear Sirs,
    I requested the card some months ago and it was lost, I requested again and it never arrived.
    I’m not able to find a contact email or tel to request it again.

  12. Sean

    Have the aviator aadvantage MasterCard, have 44,000 miles now. If we do not renew the card will we still have the miles to use in the near future??

    Thanks for any help


      @Sean – Your miles expire 18 months after no account activity. The good news is any earning or using of your miles counts as activity, and each time you do, it resets another 18 months.

  13. Maqui

    I recently got the citi AAdvantage card. I did the $3000 in 3 months to get 50,000 miles. They recently changed the miles to go to Chile to be 90,000 miles, which was the reason for me to join. We don’t travel much and I don’t use it as I have the capitalone quicksilver that gives me cash back. Is it worth for me to have it? I feel like it’s unnecessary and doesn’t offer much benefits. What is your take on it? Should I keep the card or close it? It hurt my credit score when I had to spend the $3000.

    Thank you!


      @Maqui – What days are you trying to travel? Chile should still be 60,000 miles roundtrip on days with ‘Saver’ seats.

      Another option is to use your miles to book one way of the trip, then use cash to book the other direction, as often one way tickets are half the price of a round trip.

      As for keeping the card…you don’t have to make a decision until the annual fee comes due. Then you can get a better sense of whether you like these miles or not, and they can refund the fee if you call them quickly after it’s posted and decide to cancel.

      But if you want to make a decision now, nothing will happen to your miles if you cancel the card. Those are yours to keep up until they expire.

      1. Maqui

        The days would usually be around either summer time or in early spring. I didn’t think about using miles for half tickets! That’s a great idea! Ok I’ll call them when they do charge for the annual fee since it won’t be anytime soon when we’ll travel.

        Thank you so much this really hhelped! Gave me options I didn’t even think about!

  14. Don Brookman

    Recently I got an AA Platinum Select card, however my employer uses a contracted travel agent and does not allow us to purchase air fare on our own. Can I still get the AA Platinum Select early boarding benefit even if I do not use the card to purchase my ticket? Thanks!


      @Don – Yes, it’s tied to your AAdvantage number, so as long as that’s in the reservation you will get it.

  15. Chan


    I have opened Gold Card with Delta offers 50000 miles if i spend 2000 dollars in first 3 months. Later i realized compare with Delta AA Advantage card has better visibility, more partnering airlines which suits my requirement. I`m planning to use the Delta card till i reach the bonus eligibility and close it. Then apply for American Advantage card. Is it effect my credit score?

    If there any expire date for applying AA Advantage Platinum card?

  16. JR

    If you have the Citi aadvantage platinum card but make your flight purchase through a different credit card wil you still get all the benfits of the card with the priority boarding and free checked bags?


      @JR – Yes, the benefit is tied to your AAdvantage number so if that’s in the reservation you’re good to go.

      1. Tamara

        I applied and was approved for the Citi Aadvantage card, but may not receive it before I travel. Opened the account on 05/29/2016. If I am unable to activate the card prior to my trip will I still get the benefits of the card. The trip is on 06/07/16


          @Tamara – Unfortunately you need to have your card account tied to your AAdvantage account 7 days before the trip for the benefits to apply. But you might have luck with a nice agent, but don’t count on it as they rely on the computer system for benefits.

  17. syeb

    Hi. First of all I just noticed on the AA home page on the bottom there is a link to the Mastercard that offers 50,000 miles after only $2,000 in spending instead of $3,000. The direct link is:

    Next, I have been looking all over for an answer to this question with no luck. Hoping you will change my luck! I currently have a Citi AAdvantage Visa card from 5 years ago or so. Do you think I can apply for the Platinum select Mastercard and be eligible for the 50,000 bonus?

    The fine print says this:

    *50,000 American Airlines AAdvantage® bonus miles can be earned by new Citi® / AAdvantage® Platinum Select® MasterCard® cardmembers approved through this offer. Earn 50,000 American Airlines AAdvantage® bonus miles after making $2,000 in purchases within the first 3 months of account opening. American Airlines AAdvantage® bonus miles are not available if you have had a Citi® / AAdvantage® Platinum Select® Card opened or closed in the past 18 months.


Leave a Reply

Your email address will not be published. Required fields are marked *

X Email Alerts
Hear about new offers and tips