Or, consider other cards for 50,000 or more miles or points that transfer into United miles with additional flexibility for your everyday spending.
$1,000 toward travel or transfer to United, Southwest, and more.
Citi®/ AAdvantage® Platinum Select® World Elite™ MasterCard.
Our favorite feature of the Chase Sapphire Preferred® Card is the ability to transfer the Ultimate Rewards points it earns 1:1 into partner airline and hotel programs, including United, Southwest, Hyatt, Marriott, and more. It also lets you combine the points you earn from other Chase Ultimate Rewards credit cards like the Freedom and Ink Plus into your Sapphire Preferred® Card’s points account.
But according to reports on FlyerTalk some people have had their Chase Sapphire Preferred® Card accounts closed recently for point transfers that broke Chase’s rules [see thread].
They made transfers to or received Ultimate Rewards points from someone who wasn’t a spouse or domestic partner.
A lot of people thought it was okay to combine points among friends and family’s Ultimate Rewards accounts. Unfortunately that’s against Chase’s Ultimate Rewards terms and conditions for combining points, which say only spouses or domestic partners can combine:
Now, for transferring points outside Ultimate Rewards to United, Hyatt, etc. the rules as posted in Chase’s Ultimate Rewards FAQ are a little more lax:
So, in addition to a spouse, you can transfer points to the point transfer partner account of any household member, anyone who is an authorized user of your credit card account, or if you have a business card like the Ink Bold, an employee.
What does Chase do when it discovers a violation?
In the cases on FlyerTalk, they’ve closed the Chase Sapphire Preferred® Card credit card account altogether, with no option to re-apply, and given 90 days to use or transfer the points. A harsh penalty, but at least they’re not confiscating the points…
Also, for now the reports of closed accounts are only for instances of combining points within Ultimate Rewards, not for transferring outside the program.
What’s puzzling is some of the people who had their accounts closed said they did the point combining transactions over the phone, with Chase agents, who authorized the transfer and made no hint of it being against program rules.
That’s concerning. And it looks like they are getting more aggressive this month.
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