Milecards

Is the Chase Sapphire Preferred a Mastercard or Visa?

by on Tue May 22, 2012 • 2 Comments
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Good question, because the application doesn’t say which it is.

The answer…it’s generally a Visa Signature by default, though that can change at any time as Chase does not actively market the card as a Visa or MasterCard.

Why would you prefer one over the other?

Well Visa tends to have slightly more worldwide acceptance, but some like MasterCard for things like being able to shop at Sam’s Club.

There are also many Visa Signature benefits. The Visa Signature offers upgrades and free breakfast at many hotels in the Visa Signature Collection.

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2 thoughts on Is the Chase Sapphire Preferred a Mastercard or Visa?

    1. MileCards

      @Randy- There are a number of answers to that.

      For a basic domestic ticket that costs $300 in cash expect to pay about 21,000 – 25,000 miles. You can transfer points to Southwest and get that for 21,000 points (every $100 in Southwest flight value needs 7,000 points). Or, just buy the ticket on any airline via Chase’s online booking tool (it works like Travelocity or Expedia with the same prices) and a $300 ticket costs 24,000 points. For more expensive tickets, consider transferring to United where they start at 25,000 miles. But sometimes you’ll find tickets that cost you $500+ can be had for 25,000 United miles.

      Reply

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