Good question, because the application doesn’t say which it is.
The answer…it’s generally a Visa Signature by default, though that can change at any time as Chase does not actively market the card as a Visa or MasterCard.
Why would you prefer one over the other?
Well Visa tends to have slightly more worldwide acceptance, but some like MasterCard for things like being able to shop at Sam’s Club.
There are also many Visa Signature benefits. The Visa Signature offers upgrades and free breakfast at many hotels in the Visa Signature Collection.
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