Or, consider other cards for 50,000 or more miles or points that transfer into United miles with additional flexibility for your everyday spending.
$750 for air / hotel / car bookings. Or transfer points to United, Southwest, Hyatt, and more.
No annual fee.
The Platinum Card® from American Express charge card is one of the most prestigious cards available. While it carries a hefty $450 annual fee it offers a generous complement of privileges that make it well worth the fee for many people.
However because of its prestige many people are concerned you need to be among the top income earners in the country to qualify for the Platinum American Express card.
The reality is more mundane…
American Express is primarily looking for a good, solid credit history for card members. This often means a FICO score of 700 or above. They’ll also want a decent reliable income to along with it, but there is no hard and fast rule you need to have a $100,000+ income to qualify for the card.
At the end of the day, they’re looking for people who can afford the $450 annual fee reasonably, and who can pay off their bill in full each month. While there are no hard and fast guarantees with card approval that’s a lot more people than the 1% of top income earners in the country.
So the next time you see someone pull out a Platinum American Express card from their wallet don’t assume that person is wealthy. But do assume that person knows how to spot a good value for savings and benefits on travel.
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