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Black Card Visa – Sorry, but Platinum American Express is far better value

by on Mon December 19, 2011 • No Comment

Black Card VisaThe Black Card, a Visa branded card is heavy on advertising and bluster, but pretty light on benefits for a card with a $495 annual fee.

What you get…

  • Priority Pass airport lounge membership ($399 value)
  • 1 point per dollar in earning, with points worth $0.01 toward travel or cash back
  • Concierge telephone support
  • A carbon fiber black credit card that feels good in your hand

That’s about it.

It’s not even close to the original ‘black’ card, the Centurion from American Express, which offers elite status with US Airways and Delta, lounge access to all Delta, American Airlines, and US Airways lounges, Avis President’s Club status, and Intercontinental Hotels Platinum status.

But that card costs $2,500 per year.

Where the Black Card Visa really falls short is against the The Platinum Card® from American Express. For a lower $450 annual fee the Platinum Card offers…

  • The same Priority Pass lounge access as ‘Black Card’ plus access to all American Airlines, Delta Air Lines, and US Airways lounges for you and your traveling companion or family
  • The same 1 point per dollar earning plus the ability to transfer points 1:1 to 20+ airline mile programs
  • A $200 annual credit toward airline fees such as baggage or change fees
  • Free breakfast, room upgrades and $100 credits at hundreds of upscale hotels
  • National Executive car rental status
  • 4 hour grace period for Hertz car rental returns

Only thing it’s lacking is the ‘black’ color and heavy feeling card. But trust us, people who know about the original Centurion Black Card from American Express will know the Visa Black Card version is just a poseur.

Hold a Platinum Card from American Express instead and you’ll look a lot smarter for getting a card with good value for you.

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