Here is a comprehensive list of benefits — large and small — associated with the Chase Sapphire Preferred® Card . They are subject to change — and please call Chase for the latest details before making decisions based on the coverage.
We assume no liability for decisions made based upon information on this site.
We currently rate the Sapphire Preferred one of the best credit cards for airline miles because of its point transfer feature.
No transaction fees will be assessed on purchases made outside the United States.
If your trip is delayed by 12 hours or more, you are eligible for reimbursement of up to $500 per purchased ticket for things like lodging and meals. You must purchase the ticket using your card for the benefit.
If your checked or carry on baggage is lost permanently or damaged you are eligible for up to $3,000 in reimbursement. You must file a claim within 45 days and must use the card to pay for the travel. This benefit extends to air, rail, and bus travel.
If you must cancel nonrefundable travel arrangements you made with the card due to serious illness or injury to you, spouse, or dependent child (under 19 years old if living at home, under 25 if a full time student), or weather that prevents you from prudently making the trip, you can be reimbursed up to $10,000.
This includes tickets purchased using reward points with the card as long as you use it to pay any associated taxes and fees. Deaths of family members (your children, parents / in laws, grandparents / in laws, aunts/uncles/nieces/nephews, guardians) also qualify. Please check with Chase for the latest terms and conditions.
This coverage is primary, and offers insurance against damage up to the cost of most rental car vehicles. Include economy through luxury class vehicles, vans that carry less than 7 passengers, and SUVs. Rentals in any country qualify for the coverage.
24 hour roadside assistance including limited towing, lost key, and gas replacement is available, generally up to $50 in service value.
You will be eligible to receive reimbursement for your checked luggage, carry-on luggage, and its contents for the difference between the “value of the amount claimed” and the Common Carrier’s payment, up to $3,000 per trip (in New York, coverage is limited to $2,000 per bag for New York residents), provided the luggage was lost due to theft or misdirection by the Common Carrier.
The Visa Signature Hotel Collection includes hundreds of upscale hotels offering room upgrades, free continental breakfast, $25 credit, and 3pm late check-out when you use the card. Details at www.visasignaturehotels.com
From fast food to fine dining — all are eligible for 2 points per dollar spent.
2 points per dollar spent on travel. Eligible merchant categories include airlines, airports, car rental agencies (including truck, trailer, and RV), cruise ships, hotels and motels, timeshares, local and commuter transportation (including trains, buses, taxis/limos, ferries, bridges, tolls, and parking), and travel agencies.
One additional point per every dollar spent when you book airfare and hotel accommodations online via UltimateRewards.com. Offering the same flight prices you would see at sites like Expedia, Orbitz, Kayak, or the airline websites.
You always get 20% off when you redeem your points for airfare, hotels, car rentals and cruises. For example, a $500 flight requires just 40,000 points. Booking vacation just got a little more enjoyable.
Log into UltimateRewards.com and use their links to popular online shopping sites like Macy’s, Dell, Lands End, and Travelocity. Note that this is on top of the other point bonuses, so if for example you booked using the link to Travelocity.com, you earn 2x points for a travel purchase plus the current 2x points for using the UltimateRewards link to Travelocity.com.
Ultimate Rewards points held by Chase Sapphire Preferred® Card cardmembers can be transferred 1:1 to mileage accounts of the following travel partners: United Airlines, Southwest Airlines (as of 1/5/12), British Airways, Amtrak, Korean Airlines, Hyatt, Marriott, and Priority Club. Transfers are generally instant, and can be made to anyone’s account.
Thousands of popular items available at UltimateRewards.com.
Purchases made within the last 60 days are eligible for statement credit using points. Each 2,000 points is worth $20 in credit.
When you book travel at www.ultimaterewards.com you can use as many or as few points as you wish toward the cost of the travel. Points are worth $0.0125 each — or 40,000 points for a $500 travel credit on ultimaterewards.com. Choose any flight, at any time with no restrictions.
Convert points to cash at a rate of $10 for every 1,000 points, with a 2,000 point minimum.
Most available at a rate of $1 per 100 points — with minimums of 500 – 10,000 points to redeem.
Retailers include Amazon, American Eagle, Applebees, Avis, Banana Republic, Barnes and Noble, Bath and Body Works, Bed Bath and Beyond, Best Buy, Best Western, Bloomingdales, BP, Brooks Brothers, Budget, Cabela’s, California Pizza Kitchen, Carnival, Continental Airlines, CVS, Dave and Busters, Dunkin Donuts, Exxon, Fairmont, Foot Locker, Gap, Hammaker Schlemmer, Hertz, Hyatt, iTunes, JCPenney, Kmart, Kohl’s, Lands End, Lowes, Marriott, Mortons, Nordstrom, Office Depot, Old Navy, Outback, PF Chang’s, Panera, Pier 1, Pottery Barn, Regal, Roy’s, Royal Caribbean, Ruth’s Chris, Saks Fifth Avenue, Sears, SeaWorld, Sephora, Shell, SpaFinder, Starbucks, Sunglass Hut, TGI Fridays, TJ Maxx, Talbots, Target, The Home Depot, The Ritz Carlton, Tourneau, Toys R Us, Universal Orlando, Walmart, Williams Sonoma.
You can combine points earned on your Chase Sapphire Preferred® Card with those in any other Chase account that uses Chase-branded points such as Ultimate Rewards. This includes accounts in your name as well as those in the name of a spouse or domestic partner. There is no fee for the transfer.
As long as your account is not delinquent and is active.
Within the first ninety (90) days of the date of purchase Purchase Security will, at the Benefit Administrator’s discretion, replace, repair, or reimburse you for eligible items of personal property purchased entirely with your eligible Visa Signature card up to a maximum of $500 per claim and $50,000 per cardholder in the event of theft, damage due to fire, vandalism, accidentally discharged water, or certain weather conditions.
As part of Visa Signature benefits, the warranty on items you purchase will be doubled up to one additional year. Register at Visa Signature Warranty Manager.
Over 60 wineries in Napa and Sonoma County offer 2 complimentary tastings per card holder and discounts on wine purchased in person at the winery.
Many online merchants offer special discounts and shipping offers for Visa Signature card holders, see this link for details.
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