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Citi AAdvantage adds 3 hour trip delay, cancellation benefits, more countries

by on Sat September 13, 2014 • 3 Comments


The Citi Executive AAdvantage card carries a hefty $450 annual fee and gives you access to all American Admirals Clubs worldwide, while the Citi Platinum Select AAdvantage with a $95 annual fee offers a free checked bag.

Now both are beefing up its travel protection benefits for travel purchases you make with the card.

Starting November 23, 2014 you’ll get the below additional benefits, and more which are also outlined in this document:

Trip Delay Protection

This may be the most interesting and generous new benefit.

It reimburses you up to $500 when your flight is delayed at least 3 hours, including meals, ground transportation, hotels and “necessities you may need to carry out your work, or other items such as toiletries.”

We take that to mean if you need to get into another airline’s lounge for a day, it may be covered.

But the real deal is the 3 hour window for coverage to kick in.

Chase cards require a delay of 12 hours or more before coverage kicks in. And we’ve all experienced delays of around 3 hours, so to have $500 in potential expenses covered is really generous.

At the very least it means you’ll be able to eat a great meal at the airport while you wait.

Baggage Delay Protection

This kicks in if your checked bag doesn’t arrive within 3 hours of your arrival, and covers you up to $500 for personal and business items you may need like a change of clothes or toiletries. Food, cash, and items not in your luggage aren’t included. And there’s no coverage if you’re simply returning to your home city.

Again, 3 hours is a really generous threshold that beats other cards.

Car Rental Coverage in All Countries

You now get up to $100,000 toward repairing a rental car, and the coverage applies to any country in the world. No more country exclusions like Israel or Ireland. The coverage remains secondary for rentals in the United States though, so Chase cards like the Sapphire Preferred have a leg up here.

Medical Evacuation (Executive AAdvantage only)

There is $100,000 in coverage for costs to evacuate you to the nearest facility that can provide you proper medical treatment. This is actually less generous than some other cards, like The Platinum Card from American Express, which has no $100,000 cap. Medical evacuation in serious circumstances can sometimes cost more than $100,000.

What’s the catch?

There is one big catch.

Tickets booked using your AAdvantage miles are not covered at all. That’s disappointing, as Chase cards offer full benefits for tickets purchased using miles, so long as you pay for the taxes of the mileage ticket with your card.

But overall these are really interesting benefits, and the 3 hour trip delay coverage alone may be reason to book all your plane tickets with the Executive AAdvantage card from now on.


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3 thoughts on Citi AAdvantage adds 3 hour trip delay, cancellation benefits, more countries

  1. themicah

    It looks like the $500 after 3 hour benefits apply only to AA Exec, Prestige and Chairman cards.

    AA Gold and Plat cards will have similar benefits, but it’s $500 after 12 hours for trip delay, and $100 after 6 hours for baggage delay. Some Hilton HHonors cards (presumably the ones with $50+ annual fees) will also have the same benefits as the AA Gold and Plat cards, while there are some AAdvantage and HHonors cards (presumably the ones with no annual fee, like AA Bronze) that don’t have these benefits at all.


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