Or, consider other cards for 50,000 or more miles or points that transfer into United miles with additional flexibility for your everyday spending.
$1,000 toward travel or transfer to United, Southwest, and more.
2x points on all your spending.
If you’re looking for 100,000 United miles or Southwest points, the bonus for the new Chase Sapphire Reserve is a great way to get there.
With the Chase Sapphire Reserve you get 100,000 points after you spend $4,000 in the first three months of having the card. The offer is available now online.
The points from the Sapphire Reserve can be transferred into real miles with Chase travel partners like United MileagePlus and Southwest Rapid Rewards, so 100,000 points = 100,000 miles. There’s no fee for the transfer, and it’s usually instant.
We value points with many Chase travel partners at around 2 cents each, so it’s not hard to get over $2,000 in travel value out of the bonus points.
You can also choose to use the points to book up to $1,500 worth of travel on the Chase Ultimate Rewards website if you don’t want to deal with airline miles. Or, use the 100k points for $1,000 in cash via a statement credit. The choice is yours anytime.
The downside is the Chase Sapphire Reserve comes with a $450 annual fee that’s not waived the first year.
But it also comes with a $300 travel credit each year that’s automatically applied to any travel purchases you make with the card.
That includes airfare, cruises, baggage fees, and more. Just buy travel with your card, and the first $300 worth each calendar year will be automatically credited to your statement – no points required.
So if you spend over $300 in travel each year, holding this card costs more like $150 a year. Even better, travel is a pretty broad category with Chase, so even tolls and parking can be reimbursed. And since the credit is based on a calendar year, not your card opening date, it resets every January, so in your first year of holding the card you can get $600 worth of credit – $300 for 2016, and $300 anytime in 2017.
The Chase Sapphire Reserve also comes with these benefits:
Yes, you can. The Sapphire Reserve is an entirely different product, and if approved, you are eligible to earn the bonus even if you have a Chase Sapphire Preferred or other Chase card. There is no requirement to cancel your existing card.
If you want to upgrade without applying for a new account, you won’t be eligible for the bonus though. You need to apply for the Sapphire Reserve on its own to get the introductory offer.
While approvals involve many factors, one thing in particular to keep in mind is that you might not be approved if you’ve opened too many credit cards recently. One rule of thumb that’s been widely reported in the mile and point blog community is that if you’ve opened 5 or more credit card accounts in the last 2 years, you might not be approved for some Chase products, including this one.
Some people also report being ‘pre qualified’ when they visit a Chase bank, even with many card accounts opened in the last 2 years, so you may want to consider a visit to a branch to check.
You don’t have to wait a full 3 months to see the bonus post.
Once you meet the spending requirement for the offer, the points will post within 6 – 8 weeks. But often, it simply posts when the monthly statement is generated for the period in which you meet the spending requirement. So you could see the points within a month or two of opening the account.
Yes, you can redeem some or all of your points for cash back. Each point is worth $0.01 when you choose cash back, so 100,000 points would be worth $1,000 in cash.
They do not expire as long as you keep the card account open. If you decide to close your card, you can transfer them to another Chase Ultimate Rewards earning card you plan to keep, or transfer to a travel program to keep them alive.
Just about any purchase counts. But these don’t:
Balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee.
They start from when you are approved for the card, though there are some reports there is a bit of flex in the 3 month period to account for the fact that you need to wait for the card to arrive in the mail before you can start making purchases.
Once you make a travel purchase, a credit will appear on your account the same day. That credit will then be applied to your billing statement within 1-2 cycles. You’ll keep receiving credits on travel purchases until your $300 limit is used up for the year. The calendar resets after your December billing statement.
Chase considers merchants that classify themselves as these types to be in the travel category: airlines, hotels, motels, timeshares, campgrounds, car rental agencies, cruise lines, travel agencies, discount travel sites, and operators of passenger trains, buses, taxis, limousines, ferries, toll bridges and highways, and parking lots and garages.
So yes, you could pay for parking or tolls and have them reimbursed via the $300 travel credit each year. There’s no need to travel far. Unfortunately gas does NOT count as a travel purchase.
The annual fee is charged up front – there’s no waiver for the first year, and it’s a $450 annual fee.
There is no extra bonus for authorized users. If you want your spouse to earn a bonus, consider having your spouse apply for a separate account. Members of the same household can combine Ultimate Rewards points any time.
Unfortunately for now, this bonus is only for individual, personal accounts.
We don’t have an end date for this offer. It’s not being marketed as a ‘limited time offer’ so it might be around for a while, but offers can be pulled at anytime, so if this many points are exciting to you, get in on it as soon as you can.
Yes, if you have another Chase Ultimate Rewards card like the Freedom or Sapphire Preferred, you can combine your points anytime. You can also combine points with any member of your household as well.
If using 100,000 points for $1,500 in travel booked via the Chase website isn’t enough, then consider you can also transfer your points into your mile or point accounts with these travel partners any time.
If you already have points in one of those programs, you know 100,000 points can get you a lot closer to a great reward.
But if you’re not familiar with Chase Ultimate Rewards and its many options, here are some things you can do with the points thanks to the point transfer feature.
Chase has lots of interesting travel partners, and one of them is Korean Skypass, the frequent flyer program of Korean Airlines. You can use Korean miles to book Delta flights and they only charge 25,000 miles to fly roundtrip between the mainland US and Hawaii in economy class on Delta. Consult our Korean Skypass cheat sheet to find out more about using Korean Air miles.
Or, if you live on the West Coast, consider transfering your points to British Airways Avios and flying Alaska or American Airlines for the same price – 25,000 points roundtrip.
With rooms going for $350 or more a night during high season, why pay those prices when you can transfer your points to Hyatt Gold Passport and get a room for 20,000 points a night at this classic Maui resort.
Chase isn’t a partner with Delta, but it is a partner with Virgin Atlantic Flying Club, which is a Delta partner. And when you transfer points to Virgin Atlantic Flying Club you can experience the luxury of Delta ONE Business Class to Europe for 100,000 points roundtrip. That’s for tickets that often cost $3,000, $4,000 or more.
Hyatt all-inclusives are generally raved about by people who stay there. 100,000 Ultimate Rewards is enough to get you four nights at an all inclusive in Montego Bay, Jamaica. You could stretch your points even a little bit further and book five nights at the Hyatt Ziva in Los Cabos or Puerto Vallarta for only 20,000 points per night. Check out our Hyatt Gold Passport cheat sheet to find out more about using Hyatt points.
Flying Singapore Suites is the holy grail of points and miles if ever there was one. How would you like to have a real bed in the sky? 67,000 Singapore miles will get you a bed in the sky and if you book online you’ll save an extra 15%, bringing the final price down to 57,375 miles. If you can earn an extra 15,000 miles before you book, you’ll have enough to bring a second person along – but be warned, it is a challenge to find a day with two seats available at the lowest price level in Suites Class. Read our full guide to using Singapore Krisflyer Miles to find out more.
Flying from the east to the west coast is pretty long. 100,000 United Miles will get you two tickets for roundtrip flights between New York and Los Angeles or San Francisco. This makes that redeye flight back to the East Coast sound like a lot better of an idea with a fully-flat bed to you can get some shuteye on your flight. United miles are one of our favorite currencies to use because of how simple it is to book award tickets in comparison with many other airlines. Find out more by checking out our United MileagePlus cheat sheet.
British Airways has an incredible sweet spot for short flights. Flights that are shorter than 650 miles in distance will only cost you 4,500 British Airways Avios to redeem for a seat in economy. Often times, these short flights are priced ridiculously high. 100,000 Ultimate Rewards is enough to book 22 of these short flights by transferring your points to British Airways, which can help you hop all over Europe on British Airways, Aer Lingus, Air Berlin, or Iberia.
British Airways Avios can also be used to book flights of that distance within the US on American Airlines and Alaska Airlines, and all flights (including those in the US) that are shorter than 1,150 miles in distance for only 7,500 Avios each direction in economy.
You can upgrade any standard deluxe room rate at almost any Hyatt worldwide to a suite for just 6,000 points a night. The exceptions are Park Hyatt Beaver Creek Resort , Park Hyatt Sydney, Andaz Tokyo, Hyatt Regency Phuket Resort, Hyatt Regency Tulsa, Hyatt Regency Wichita, Hyatt Key West Resort and Spa, Hyatt Manila City of Dreams, Hyatt Santa Barbara, Hyatt Paris Madeline, Hyatt Residence Club resorts, Hyatt Place hotels and M life resorts.
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