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Chase has changed its rules for Ultimate Rewards point transfers to outside airline and hotel loyalty programs effective November 15. You’ll only be able to link the loyalty accounts of people who are authorized users of your credit card account, and live at the same address.
That’s a change from the early days of Ultimate Rewards, which let you transfer points to anyone’s airline or hotel partner account.
In addition to Ultimate Rewards, the other major bank point programs, several hotel programs, and a couple of airline programs still have options to share points for free or little cost.
There are two ways to share. One is to transfer points outside the program to an account with an airline or hotel partner like United MileagePlus. This is usually not reversible. The second is to combine points within the same home program, like from one Chase Ultimate Rewards account to another. That’s usually reversible.
Here’s a rundown of your options for each of the major programs with free or low cost sharing:
Membership Rewards point transfer partners include 16 airline programs (Delta SkyMiles, Aeromexico Club Premier, Air Canada Aeroplan, Air France Flying Blue, Alitalia MilleMiglia, ANA Mileage Bank, Asia Miles, British Airways Executive Club, El Al Matmid, Emirates Skywards, Hawaiian Miles, Iberia Plus, JetBlue TrueBlue, Singapore KrisFlyer, Virgin America Elevate, and Virgin Atlantic FlyingClub), as well as 4 hotel programs (Best Western Rewards, Choice Privileges, Hilton HHonors, and Starwood Preferred Guest).
Transfer points to airline / hotel accounts that aren’t yours? Yes, you can transfer to the loyalty program accounts who is an additional cardholder on your card’s account.
You can add the loyalty accounts of authorized users using the ‘Link Loyalty Programs’ option on your account summary page.
You’ll then be able to select your authorized user’s card and enter that person’s loyalty program information so you can transfer out.
Can you share Membership Rewards points with others? No, you can’t combine points with someone else’s Membership Rewards account.
Citi ThankYou lets you transfer points to our accounts with 12 airline partners (Asia Miles, EVA Air Infinity MileageLands, Etihad Guest, Flying Blue, Garuda Indonesia, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Virgin America Elevate, and Virgin Atlantic Flying Club), as well as Hilton HHonors for hotels.
You need a Citi ThankYou card with an annual fee like the Citi ThankYou Premier or Citi Prestige to be eligible for point transfer.
Transfer points to airline / hotel accounts that aren’t yours? No, you can only transfer points to your own airline and hotel accounts.
Share Citi ThankYou points with others? Yes, you can transfer your ThankYou points to anyone else’s ThankYou account. Then that person can transfer the points to their own airline or hotel account.
You can do this by choosing the ‘Points Sharing’ option under the ‘Do more / Ways to use points’ menu on ThankYou.com.
You’ll need the recipient’s ThankYou member account number or credit card number to direct the points.
This is currently the most liberal point sharing option around, and you can do this as many times as you’d like, as long as it’s not for illicit reasons like selling your points to a stranger.
There a couple of catches though:
Chase Ultimate Rewards offers the ability to transfer points to accounts with 6 airline partners (United MileagePlus, Southwest Rapid Rewards, British Airways Executive Club, Virgin Atlantic Flying Club, Korean SkyPass, Singapore Airlines KrisFlyer) and 3 hotel partners (Hyatt Gold Passport, Marriott Rewards, and IHG Rewards).
Transfer points to airline / hotel accounts that aren’t yours? Yes, with authorized users of your account who live at your address, and for business cards, with authorized card users who are co-owners of your business.
Share Chase Ultimate Rewards points with others? Yes, you can send points to your spouse or domestic partner who has an active Ultimate Rewards account, or for business cards, a business co-owner who has an active Ultimate Rewards account. You can do this using the Combine Points page on UltimateRewards.com.
You can share points with another member once per 30 days, and you can only share enough to top off the recipient’s account to reach a specific award. To do it you’ll need to manually fill out this form and email, FAX, or mail it to Gold Passport customer service.
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