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60,000 point Chase Ink Plus offer with a fee: better than 50k?

by on Mon September 21, 2015 • No Comment


The Chase Ink Plus card for business owners is back with an increased introductory offer.

  • Ink Plus: Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

There is a $95 annual fee, not waived the first year.

Is this a good deal?

The Ink Plus at 60,000 points is a bit short of its recent 70,000 point high, last seen online in late 2014, though we’re not banking on that deal returning any time soon.

And just before this deal, the offer was for 50,000 points with the first year annual fee waived.

But with the bigger 60,000 point deal you have to pay the $95 annual fee up front.

If you plan to travel travel you can use the extra 10,000 points for $125 worth of travel booked via the Chase Ultimate Rewards website. So it’s not hard to break even or do a bit better than the old offer.

And if you’re saving up for a high value award with Chase Ultimate Rewards travel partners like United MileagePlus, then it can be a good deal to get in on the offer now.

How does the Ink Cash fit in?

The Ink Plus and Ink Cash overlap quite a bit when it comes to spending category earning even though the Ink Cash has no annual fee.

Both earn 5x points on office supply store, cell phone, landline, internet, and cable TV purchases.

And both earn 2x points on gas purchases.

Where do they differ?

  • The Ink Plus earns 2x on hotel purchases
  • The Ink Cash earns 2x on restaurant purchases
  • The Ink Plus has a higher annual limit on how much you can earn. With the Ink Plus you earn the 5x points in up to $50,000 of spending per year in office supply and telecommunications spending, and the 2x in up to $50,000 in spending per year in gas and hotel purchases.
  • With the Ink Cash you earn the 5x points on up to $25,000 in annual spending in office supplies and telecommunications, and 2x points on up to $25,000 in annual spending on gas and restaurants.
  • The Ink Plus has no foreign transaction fees
  • The Ink Plus lets you transfer points 1:1 into airline and hotel programs, while the Ink Cash does not unless you already have an Ink Plus / Bold card, or a Chase Sapphire Preferred Card.

So the Ink Cash is a great business companion if you already have a Sapphire Preferred for personal expenses.

You get the 5x on office supplies / telecommunications, and 2x on gas and restaurants for no annual fee.

And you can combine your points with your Sapphire Preferred and transfer them to real airline miles and hotel points with Ultimate Rewards point transfer partners like United MileagePlus, Southwest Rapid Rewards, and Marriott Rewards.


The following two tabs change content below.

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

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"These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered."

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