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100,000 point Amex Platinum Card bonus possible

by on Wed August 26, 2015 • 4 Comments



Users on Reddit are reporting seeing a special 100,000 point offer for The Platinum Card from American Express.

This is the biggest online, widely visible offer we’ve seen for the personal version of the card, though it comes with a $450 annual fee that’s not waived.

How to get the deal

You can find the link and discussion here about the conditions in which the deal could show up. We had success using it to apply and get approved on the date of this post, but be aware this could get pulled at any time.

Once it shows up you’ll see a screen detailing the offer. You don’t need to enter any personal information to get the deal to display.

The deal requires you spend $3,000 in 3 months to get the bonus points, which is a pretty reasonable spending requirement considering the value of the deal.

Amex rules

If you’ve held the personal version of The Platinum Card you’re not eligible to get the bonus again.

If you have the Business Platinum Card, that’s okay, as that’s also considered a completely separate product.

The application also has a warning about not being eligible if you are identified as ‘currently having an American Express Card account’ though that is language seen on many other offers, and hasn’t been uniformly enforced, so consider the application at your own risk.

Is it worth $450?

$450 is a lot to ask to get an intro deal.

The 100,000 Membership Rewards points are worth at least $1,000 in travel purchased via the Amex Travel website or phone hotline, which lets you book just about any airline or hotel.

The most lucrative use of the points is to transfer them to one of the many Membership Rewards airline transfer partners.

You can transfer as many points as you’d like to Delta SkyMiles, Singapore KrisFlyer, Air France Flying Blue, and more at an exchange rate of 1 point = 1 mile.

British Airways is also a transfer option, but be aware that starting October 1st, it will no longer be a 1 point = 1 mile exchange rate. Instead, it will take 1.25 Amex points to get 1 British Airways point.

There are a whole host of benefits to holding The Platinum Card, from great mileage options, to lounge access, and elite perks with rental cars and hotels.

Some of our favorite parts of this deal now include:

Easy Business Class to Europe. While Delta SkyMiles are much maligned, they’re still really useful for getting to Europe in Business Class for 125,000 miles round trip.

Delta’s partners to Europe include Alitalia, Virgin Atlantic, Air France, and KLM, and they have some great availability in Business Class even during the peak summer months.

For example here’s award space to Paris next summer during peak travel times for 62,500 miles one way:


That’s a phenomenal use of these points and if you play it right 100,000 points could get you $2,000 – $3,000 or more in travel value.

A $200 airline credit. On top of that, The Platinum Card lets you choose a single airline each calendar year to earn a $200 airline fee credit. You can use that to offset the cost of change fees, bag fees, lounge, or other airline fees you charge to your card. The catch is you can only choose one airline each year and have to stick with it for the rest of the year. But one catch that works in your favor is you can get the $200 credit once per *calendar* year, so you can use it this year (2015) and then again early next year (2016), all before your next annual fee is due, getting you $400 in savings.

Great lounge access. The Platinum Card offers you access to all Delta SkyClubs when you’re flying Delta. It also gives you access to the special Centurion Lounges Amex is building at airports across the country. They feature better food and drinks than you’ll find in any other U.S. airport club and you’ll find Centurion Lounges at New York – La Guardia, Miami, Dallas, San Francisco, Las Vegas, and Seattle airports.

In addition to those lounges you get a free Priority Pass membership card that gives you access to over 700 other lounges around the world.

Bonus usually posts pretty quickly. Amex is pretty good about posting the signon bonus for cards like The Platinum Card quickly. You can often see the points post just after you meet the minimum spending requirement for the bonus, in this case $3,000, so you shouldn’t have to wait weeks to see them post.



Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

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