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60,000 point Citi Prestige and other deals you may find in-branch

by on Fri November 21, 2014 • 1 Comment

Update – these branch deals may have expired

Citi has some good deals on travel rewards cards, but what you find online may be different than what you find if you apply in a Citi branch.

Here’s a rundown of deals based on recent checks of Citi branches:

Citi Prestige® Card: 60,000 points (50,000 online)

citiprestige170In-branch offer: You can get 60,000 points via 30,000 points after $3,000 in purchases within the first 3 months and 30,000 points after a total of $15,000 in purchases in the first 12 months (another $12,000 on top of the $3,000 to get the first 30,000 points).

Online offer: 50,000 points after $3,000 in purchases within the first 3 months.


Should you get the online or in-branch offer?

If you want to keep your life simple, and plan to use this card for most of your spending going forward, then go for the bigger offer in the branch.

But if you want to keep your options open and plan to spread your spending on other deals, you’re better off with the online offer that has a smaller minimum spending requirement of just $2,000 in 3 months.

The Citi Prestige Card is a unique card for American Airlines fliers. 

Here are some of the highlights…

  • You don’t earn American AAdvantage miles, but earn Citi ThankYou points instead that can be used to book any American or US Airways flight at a rate of 1.6 cents in flight value per point.
  • So a $300 ticket costs you just under 17,000 points.
  • That’s a lot cheaper than the minimum 25,000 miles you have to spend if you use regular AAdvantage miles. And you still earn full AAdvantage miles for the flights you book.
  • It’s a great deal if you don’t want to hassle with award rules or availability. Just pick any American or US Airways flight and use your points like cash to book it. Or, pick any airline and book it at a rate of 1.33 cents per point in value.

There are also other benefits no other card matches:

Lounge access: You can use your card for complimentary access to all American Admirals clubs when flying American, for you and up to two guests. You also get a special ‘Priority Pass’ lounge card that gives you access to over 600 lounges for you and 2 guests free. You might recognize this benefit from The Platinum Card from American Express, but the Citi Prestige version is actually better because the Platinum Card version charges you every time you bring a guest along.

$250 airline credit: This is another benefit that trumps American Express. You get a $250 credit each year that’s automatically applied to any airline purchases you make, even airline tickets. So it’s really easy to get the full $250 in value if you travel just once. The Platinum Card offers a $200 annual airline credit, but it’s only good for fees and lounge passes, though some people have had luck getting gift cards covered.

Citi® Executive / AAdvantage® World Elite MasterCard: 60,000 miles (50,000 online)

executiveaadvantage170The pattern continues here. Apply in the branch and get more miles, but spend more on the card to earn them.

In-branch offer: Earn up to 60,000 American Airlines AAdvantage bonus miles – 30,000 bonus after $3,000 in purchases within the first 3 months of cardmembership and 30,000 bonus miles after $15,000 in purchases within the first 12 months of cardmembership.

Online offer: Earn 50,000 miles after you make $5,000 in purchases within 3 months of becoming a cardmember.


We’d take the online offer, it’s just not worth an extra $10,000 in spending to get the extra 10,000 miles.

Citi ThankYou® Premier Visa® Signature Card 50,000 points

citithankyoupremier170Here, the online deal is better for total spending needed, but makes you wait until the second year when the annual fee hits to get the full bonus:

In-branch offer: Earn up to 50,000 bonus Thank You Points – 30,000 points after $3,000 in purchases within the first 3 months of becoming a cardmember and 20,000 points after a total of $15,000 in purchases within the first 12 months.

Online offer: TBD


And you’ll find the AAdvantage Platinum Select card has a higher spending requirement for the in-branch deal, despite offering the same miles as the online offer.

Unlike Chase, which tends to have some very good deals in-branch compared to some online, the Citi deals aren’t always as attractive in-branch.



The following two tabs change content below.

Chase Sapphire Preferred® Card

Miles dont expireas long as card is open
Learn more

Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

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One thought on “60,000 point Citi Prestige and other deals you may find in-branch

  1. Mayne

    On the citi prestige 60k point offer – any chance you have a front and back copy of the offer? I don’t have a branch in my state and they won’t give it to me over the phone without a front and back copy.



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