Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
$1,000 toward travel or transfer to United, Southwest, and more.
Reward nights start at 10,000 points. Free anniversary night (no points needed) good at any IHG hotel (Intercontinental, Crowne Plaza, more).
A few years ago there was only one reliable double points travel card on the market, the Capital One Venture.
Now there are two others that can offer double points on everything, but with better value: the Barclaycard Arrival Plus and the Navy Federal Credit Union Flagship Rewards.
In fact, all three right now have the exact same introductory bonus: 40,000 points, worth $400 in travel expenses, when you spend $3,000 in the first 3 months.
So is the Navy Federal Flagship Rewards or Barclaycard Arrival Plus a better deal?
The difference is in the annual fees…
There’s also a slight difference in earning…
So on the surface the Arrival Plus wins in the first year with its lack of a fee.
But if you consider the second year, the Navy Federal becomes a better deal for smaller spending thanks to a $40 lower annual fee.
To make up the $40 difference in annual fees you’d need to earn 4,000 extra points a year with the Arrival Plus’ 10% rebate versus the Flagship Rewards.
In order to do that you need to spend $20,000 a year on the Arrival Plus, or $1,667 a month.
Anything above that, you’re ahead, anything below that and you’re better off with the Flagship Rewards card.
Now of course if you are able to keep getting a fee waived on the Arrival Plus that would win hands-down, but not everyone can do that.
And for some, the Navy Federal bonus could be as high as 60,000 points thanks to targeted offers, and if that’s you, it’s a no-brainer.
How can you qualify for Navy Federal?
You can qualify to join and apply or the card if…
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Foreign Transaction Fee Waived
Points Can Transfer to Airline Miles ?
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