Or, consider other cards for 50,000 more miles or points that transfer into United miles with additional flexibility for your everyday spending.
Limited Time Offer ends 11/8/2017. Terms Apply.
$1,000 toward travel or transfer to United, Southwest, and more.
Also Hertz President's Circle status, 2 free checked bags, and more.
If you’re about to get a brand-new iPhone 6, or any other smartphone, you might want to think about applying for a new credit card.
That’s because one bank’s cards will protect and insure your cell phones against damage or theft up to $600 for as long as you own the phone.
It’s Wells Fargo.
How does it work?
Simply pay your monthly phone bill with any Wells Fargo credit card and the phone associated with your plan will be insured against damage or theft.
You get up to $600 in coverage for each incident, and you can file two accident claims per year.
And there’s no limit on how many years the coverage can apply. There’s just a $25 deductible if you file a claim.
You don’t even have to buy the phone with your card. You’re covered each month you pay your wireless phone bill with the card.
The coverage is so good you might want to avoid paying the $99 for AppleCare Plus, which only covers a phone for two years, and for two incidents total.
And you can probably stay away from your wireless carrier’s own insurance, which often has deductibles of $100 or more.
What’s the catch?
Replacing the phone is a little more cumbersome than with AppleCare or your phone company’s plan. You’ll have file a claim to find out whether you should get the phone repaired or replaced entirely. If it’s replaced entirely you buy it directly from your wireless carrier’s store – online or in person.
The point is, it’s possible you could be without a functioning phone for more than a day.
Also note that debit and business cards don’t qualify, just regular consumer credit cards from Wells Fargo.
What cards apply?
Every Wells Fargo credit card qualifies. Their cards aren’t the best at offering big rewards, though the Wells Fargo Propel offers good point earning, and there are some no annual fee ones as well like the Wells Fargo Rewards Card which offers 5x on gas, groceries, and drugstores for 6 months.
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Foreign Transaction Fee Waived
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