Mile Credit Card Comparison Calculator
Compare now: You deserve better than a 1% return on credit card spending
Our exclusive Mile Credit Card Comparison Calculator makes it simpler to find a credit card that achieves better than 1% by automatically calculating the annual travel savings you can achieve factoring:
- Your monthly spending habits
- The type of travel reward you’d like to earn
- The cost in miles/points of typical rewards in each program, versus the estimated cost to buy them in cash
- The value of intro bonus offers
- The earning power of the card, including bonuses for special spending categories, less annual fees
- Value from baggage fee waivers
Click on the card name links to see more details, a review of other benefits, and learn how to apply. Remember, we don’t factor in interest rates because we only recommend using mile credit cards if you plan to pay your balance in full each month.
Wow, this is a great website. This calculator is a fantastic resource. Makes the decision process very easy. Thanks!
@Shawn – Glad it is helpful
can you tell us how this caculator works approximately? I am really confused by some of the numbers, my spending is 2100 a month. and the no fee Amex Hilton card provides 0% return value? or the UA explorer card provides a 9.4% return, how can that be possible? I don’t see any category it can provide close to 10% return. and the sapphire card has an 8.3% return while the AMEX PRG has 6.3% return. their rewards are pretty similar so i can’t understand the 2% difference.
@Steven- The Hilton card won’t be zero if you select “Free Hotel Nights” as the reward you’re looking for.
As for the other differences — it’s the intro bonus that’s the big driver. Sapphire Preferred offers the 50000 intro. Thats why we have that third column with the “ongoing” value to give a sense for its earning power without the intro bonus.
For the United card — the return depends on the value of the ticket you place in the bottom fields. Since it’s a fixed number of miles regardless of the price of the ticket you could end up with very high return numbers, but those are rare.
Email us at milecardinsider@milecards.com if you want more detail.