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New Marriott Premier Business Credit Card – Should you apply?

by on Sat May 3, 2014 • 4 Comments

Marriott Business

Marriott and Chase have just launched a new credit card – the Marriott Rewards Premier Business Credit Card with a $99 annual fee, waived the first year.

(The information related to The Marriott Rewards Premier Business Credit Card has been collected by and has not been reviewed or provided by the issuer of this card.)

It’s almost identical to the personal version of the Marriott Rewards Premier credit card which offers:

  • Marriott Rewards Premier Business Card5x points at Marriott
  • 2x points at restaurants, car rentals, and airline tickets
  • 15 elite credits on your account anniversary
  • A free night at Category 1-5 hotels on your account anniversary
  • No foreign transaction fees

The twist of the Premier Business card is that it adds a new category bonus…

2x points at office supply stores and for Internet, cable, and phone service purchases.

It also has a higher $99 annual fee versus $85 for the personal version to account for the extra bonus category.

There’s a 50,000 point intro bonus at the time of this post, and you can see how the card stacks up using our CardFinder tool and selecting the ‘Business’ credit card option.

This is not the first business credit card from Marriott.

Previously there was a basic card that was similar to the entry level Marriott personal credit card with a $45 annual fee.

It earned 3x points at Marriott and 1x point everywhere else, with 10 elite night credits a year.

If you have that card right now, it’s not changing and you can keep it as-is.

The application page for the non-Premier business card is still live, but Marriott has stopped listing it on its website, so it might be phased out for new applications.

Should you get this card?

We’re actually surprised the Premier version of the Business credit card didn’t exist yet.

The Premier version of the personal card is very popular thanks to its big 5x point per dollar earning power on Marriott spending.

Marriott is a program that is very, very rewarding if you stay and spend in its hotels often because you earn 10x points on all spending at most hotels even before the 5x point per dollar boost from the Premier cards.

It’s less rewarding if you don’t stay at their hotels often and earn most of your points via card spending elsewhere.

For that kind of hotel point earning you’re better off with Starwood Preferred Guest or Hyatt Gold Passport, both programs with smaller hotel footprints, but lower point prices for free nights.

But if you are in the hunt for Gold or Platinum elite status with Marriott, it’s an alternative to get the 15 elite nights a year.


It’s also worth getting this card just for the sign on bonus if you have the personal version of the card already as you can qualify for a fresh sign on bonus by applying for the Business Premier.

If you don’t stay in Marriott hotels often and just want to top off your Marriott account with credit card spending, you should consider a more versatile Chase Ultimate Rewards card which earns points you can transfer to Marriott as well as United, Southwest, Hyatt, and more. The Chase Ink and Bold cards for business earn 5x points on office supplies and telecommunications purchases, versus the 2x on the Marriott Premier Business Credit Card.

Are there other ways to earn Marriott elite status?

Ritz Carlton Rewards VisaAnother way to get Gold elite status is to hold the Ritz Carlton Rewards credit card, which offers Gold elite status as a benefit the first year you hold the card, then each year you spend $10,000 on it (which is less than $1,000 a month).

The card earns Ritz Carlton points, but these are interchangeable with Marriott points and any status you earn is conferred at both hotel chains.

It has a $395 annual fee, but there’s also a $300 annual airline fee credit which you can use to offset baggage fees and lounge membership, so if you normally buy airline lounge membership or pay a lot of bag fees you can effectively bring down the annual fee to $95.

You’ll also earn Gold Elite status  more quickly than with the Marriott cards.

The downside is if you’re trying to earn Platinum status the card doesn’t offer the elite night credits the Marriott cards do.

But if you spend $75,000 on it a year (easy for some business travelers) you get Platinum status outright, with no stays required. The ‘year’ for spending is counted from the anniversary date of your card, not a calendar year.


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Chase Sapphire Preferred® Card

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Partner Offer

50,000 bonus points

Intro Offer

$0 introductory annual fee, then $95

Annual Fee


Foreign Transaction Fee Waived


Points Can Transfer to Airline Miles ?

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4 thoughts on New Marriott Premier Business Credit Card – Should you apply?

  1. Jordan

    Did the 70000 personal offer recently so will try this one out too. Wonder if Hyatt will ever come out w/ a biz card.

  2. bk3day

    The free night and elite credits will NOT be given if you also hold another Marriott card.

    Chase does NOT consider them separate products and the T&Cs state those bonuses will only be awarded ONCE.

    1. MileCards

      @bk – Right about the elite nights. On the point bonus they are separate products, as are all Chase business and personal cards. The language there looks like boilerplate copied from the personal card. We are waiting for confirmation from contacts during the week, but phone reps have noted they are treating them separately.


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